25 Palmetto Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 25 Palmetto Ave, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,476 sqft · built 1949
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Mar 2025)
Tax Bill	$11,753 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157600-0000`

Property Details

APN / Parcel Number

Primary APN	`157600-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	756 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1992
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	80 ft deep x 106 ft wide
Porch	Finished Screened Porch
Porch Area	1,021 sqft
Deck Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25 PALMETTO AVE
City	SAINT AUGUSTINE
State	FL
Zip	32080-4675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-58 CARVERS SUB ANASTASIA LOTS 6 & 7 BLK 17 & W5FT OF ALLEY LYING EAST OR6110/1953
Legal Range	30E
Legal Township	07S
Legal Section	58
Legal Subdivision	ANASTASIA
Legal Block	17
Legal Lot Number	6,7
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2079
Census Tract	20500

Owner

25 Palmetto Ave is owned by two individuals who bought it in March 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1769 CASTILE ST, SAINT AUGUSTINE, FL 32080-5507
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Oct 9, 2020 · Amount on File
Deed Document Number	202518381
Deed Book / Page	6110 / 1953
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 9, 2020
Property Address	25 PALMETTO AVE, SAINT AUGUSTINE, FL 32080-4675
Document Number	0050661897
Book / Page	5066 / 1897
Map Reference	MB GG PG 92&93
Instrument Date	Oct 7, 2020
Instrument	2020089126
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SUNSET CIR S, 121, ST AUGUSTINE, FL 32080-5156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 KLAMATH RIVER DR, RANCHO CORDOVA, CA 95670-2912

Mortgage

Document Number	50661899
Date	Oct 9, 2020
Instrument	5066/1899

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 25 Palmetto Ave was $11,753, up 56.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,045 (+4.51%) Land $347,680 Building $274,365	$622,045 (+4.51%) Land $347,680 Building $274,365
2025	$11,753.00 (+56.39%)	$595,207	$595,207 Land $347,680 Building $247,527
2024	$7,515.00 (+2.44%)
2023	$7,336.00 (+15.69%) Homeowner's exemption	$425,521 (+14.5%)	$596,201 (+31.65%) Land $347,680 Building $248,521
2022	$6,341.00 Homeowner's exemption	$371,622	$452,879 Land $282,316 Building $170,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Palmetto Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Palmetto Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20