25 Oak St, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 25 Oak St, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,859 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Mar 2000)
Tax Bill	$13,741 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473000 24.-2-8`

Property Details

APN / Parcel Number

Primary APN	`473000 24.-2-8`
Alternative APNs	`0600-024.00-02.00-008.000` `300002400000020080000000` `4730001740` `39`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,859 sqft Living Area
Gross Area	2,027 sqft
1st Floor Area	936 sqft
2nd Floor Area	923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Below Average
Garage Type	Basement
Porch	Enclosed Porch
Porch Area	168 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	39
Street Address	25 OAK ST
City	WADING RIVER
State	NY
Zip	11792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	*670 LOTS 18 & 19 SHORE PARK
Legal Subdivision	SHORE PARK
Legal Block	2
Legal Lot Number	8
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2001
Census Tract	169701

Owner

25 Oak St is owned by two individuals who bought it in March 2000.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 OAK ST, WADING RIVER, NY 11792-1731
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2000 · Amount on File
Deed Sale	Mar 13, 2000 · Amount on File
Deed Book / Page	12027 / 388
Prior Transfer Date	May 23, 1998
Prior Transfer Doc	1190000814
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	25 OAK ST, WADING RIVER, NY 11792
Document Number	0231920113
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OAK ST WADING RIVER NY 117921731, WADING RIVER, NY 11792-1731

Mortgage

Document Number	0231920113
Date	Nov 5, 2020
Book Page	023192/000113

Lender

Name	TEACHERS FED'L CU
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,700 Land $7,500 Building $47,200	$670,343 Land $91,912 Building $578,431
2024	$13,741.00
2023		$54,700 Land $7,500 Building $47,200	$588,805 Land $80,732 Building $508,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1982–2026)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20