Essex County and Marblehead Town property record for 25 Oak St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,145 sqft · built 1900 |
| Lot Size | 0.297 acres (12,916 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $381,500 (Jul 1999) |
| Tax Bill | $13,894 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0052 B:0068 L:0 |
| Primary APN | MARB M:0052 B:0068 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,145 sqft Living Area |
| Gross Area | 7,722 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 373 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,916 sqft (0.297 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 25 OAK ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | MAPLE PARK ADD |
| Legal Block | 68 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 203100 |
25 Oak St is owner-occupied and held in a trust since January 2020.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 25 OAK ST, MARBLEHEAD, MA 01945-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD |
| Jul 24, 2018 | Deed of Trust, Mortgage · ARM RESIDENTIAL MTG SVCS |
| Feb 6, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 2, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1999 · Amount on File |
| Deed Sale | Jul 30, 1999 · Amount on File |
| Prior Sale | Apr 28, 1995 · Amount on File |
| Deed Book / Page | 15846 / 130 |
| Last Transfer Date | Jan 28, 2020 |
| Transfer Doc | 38244-598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 25 OAK ST, MARBLEHEAD, MA 01945-1917 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 040413-184 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 40413/184 |
| Instrument | 20211026005220 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 25 OAK ST, MARBLEHEAD, MA 01945-1917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36884-122 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 36884/122 |
| Instrument | 180724003660 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Feb 6, 2020 |
| Property Address | 25 OAK ST, MARBLEHEAD, MA 01945-1917 |
| Document Number | 38244-598 |
| Book / Page | 038244 / 000598 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 6001110 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 25 OAK ST MARBLEHEAD MA 019451917, MARBLEHEAD, MA 01945-1917 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Oct 2, 2019 |
| Property Address | 25 OAK ST, MARBLEHEAD, MA 01945-1917 |
| Document Number | 37899-61 |
| Book / Page | 037899 / 000061 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 1002001510 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 OAK ST MARBLEHEAD MA 019451917, MARBLEHEAD, MA 01945-1917 |
| Document Number | 37899-63 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 037899/000063 |
| Instrument | 1002001520 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 25 Oak St was $13,894, up 4.6% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,894.00 (+4.62%) | $1,623,100 (+10.61%) Land $713,500 Building $909,600 | $1,768,246 (+49.6%) |
| 2025 | $13,280.00 (+2.99%) | $1,467,400 (+1.97%) Land $642,200 Building $825,200 | $1,181,990 |
| 2024 | $12,894.00 (+5.42%) | $1,439,100 (+17.66%) Land $642,200 Building $796,900 | |
| 2023 | $12,231.00 | $1,223,100 Land $585,100 Building $638,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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