25 N Oak Ter, Arden, NC 28704 Property Records

Buncombe County property record for 25 N Oak Ter, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 2021
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Trust Names on File
Last Sale	$722,000 (Jul 2022)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`704616-2020-202`

Property Details

APN / Parcel Number

Primary APN	`704616-2020-202`
Alternative APNs	`9654-78-5055-00000` `965407774968000` `008230329`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	310 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	704616-2020-202
Street Address	25 N OAK TER
City	ARDEN
State	NC
Zip	28704-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: ROYAL HEIGHTS BLOCK: LOT: 10 SECTION: PLAT: 0042-0027
Legal Subdivision	ROYAL HEIGHTS
Legal Block	2
Legal Lot Number	10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2001
Census Tract	2205

Owner

25 N Oak Ter is owner-occupied and held in a trust since July 2024.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Trust Names on File
Mailing Address	25 N OAK TER, ARDEN, NC 28704-2946
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Jul 21, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	May 21, 2008 · Amount on File
Deed Book / Page	6239 / 1448
Last Transfer Date	Jul 16, 2024
Transfer Doc	0064231825
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 14, 2022
Property Address	25 N OAK TER, ARDEN, NC 28704-2946
Document Number	0062391448
Book / Page	6239 / 1448
Map Reference	MB 42 PG 27
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3695 SWEETEN CREEK RD, ARDEN, NC 28704-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 N OAK TER, ARDEN, NC 28704-2946

Mortgage

Document Number	0062391452
Date	Jul 14, 2022
Instrument	6239/1452

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 21, 2021
Property Address	25 N OAK TER, ARDEN, NC 28704-2946
Document Number	0060961769
Book / Page	6096 / 1769
Map Reference	MB 42 PG 27
Instrument Date	Jul 19, 2021
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1375, SKYLAND, NC 28776-1375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 SWEETEN CREEK RD, ARDEN, NC 28704-2739

Tax Assessment & Valuation

The 2025 property tax bill for 25 N Oak Ter was $2,504, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00 (+4.73%)	$388,500 Land $67,300 Building $321,200	$388,500 Land $67,300 Building $321,200
2024	$2,391.00 (+3.28%)
2023	$2,315.00	$388,500	$388,500 Land $67,300 Building $321,200
2021			$388,500 Land $67,300 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 N Oak Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 N Oak Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on N Oak Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures