Worcester County and Charlton Town property record for 25 N Main St, Charlton, MA 01507
| Property Type | Duplex |
|---|---|
| Details | 5 ba · 4,226 sqft · built 2024 |
| Lot Size | 0.277 acres (12,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,200 (Apr 2026) |
| Tax Bill | $1,188 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAR M:0035 B:000C L:00010-2 |
| Primary APN | CHAR M:0035 B:000C L:00010-2 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,226 sqft Living Area |
| Gross Area | 6,761 sqft |
| Basement Area | 1,833 sqft |
| Unfinished Basement | 1,833 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,070 sqft (0.277 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 25 N MAIN ST |
|---|---|
| City | CHARLTON |
| State | MA |
| Zip | 01507 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | C |
| Legal Lot Number | 10-2 |
| Jurisdiction | CHARLTON MA |
| Township / Civil Division | CHARLTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 756102 |
25 N Main St, a duplex, is owned by two individuals who bought it in April 2026.
Source: Worcester County and Charlton Town records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 N MAIN ST, 25A, CHARLTON, MA 01507 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK |
| Apr 29, 2026 | Condominium Deed, Transfer · Conventional Mortgage MIDDLESEX SAVINGS BANK |
| Nov 6, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WASHINGTON TRUST MORTGAGE CO |
| May 16, 2022 | Deed, Construction Loan · Stand-Alone First Mortgage DEAN COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Nov 6, 2025 · Amount on File |
| Deed Document Number | 202633029 |
| Deed Book / Page | 73506 / 110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 25 N MAIN ST, CHARLTON, MA 01507 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067945-275 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 67945/275 |
| Instrument | 80094 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | CHARLTON MA |
| Recording Date | Apr 29, 2026 |
| Property Address | 25 N MAIN ST, CHARLTON, MA 01507 |
| Document Number | 073506-110 |
| Book / Page | 73506 / 110 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202633029 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Date | Apr 29, 2026 |
|---|
| Name | MIDDLESEX SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLTON MA |
| Recording Date | Nov 6, 2025 |
| Property Address | 25 N MAIN ST, CHARLTON, MA 01507 |
| Document Number | 072789-348 |
| Book / Page | 72789 / 348 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 96821 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 N MAIN ST # 25B, 25B, CHARLTON, MA 01507 |
| Document Number | 0000096822 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 96822 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLTON MA |
| Recording Date | May 16, 2022 |
| Property Address | 25 N MAIN ST, CHARLTON, MA 01507 |
| Document Number | 0067596-73 |
| Book / Page | 67596 / 73 |
| Instrument Date | May 16, 2022 |
| Instrument | 53091 |
| Transaction Type | Construction Loan |
| Record Updated | May 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 BROOKSIDE DR, UXBRIDGE, MA 01569-1117 |
| Document Number | 0000053092 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 53092 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 25 N Main St was $1,188, up 67.8% from the year before.
Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Charlton Town |
| Unified School District | Dudley-Charlton Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,188.00 (+67.8%) | $106,700 (+70.99%) Land $64,800 Building $41,900 |
| 2024 | $708.00 | $62,400 Land $62,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 25 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures