25 N Alfred Ave, Elgin, IL 60123 Property Records

Kane County property record for 25 N Alfred Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,072 sqft · built 1918
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (Aug 2023)
Tax Bill$4,128 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-15-427-007

Property Details

APN / Parcel Number

Primary APN06-15-427-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,072 sqft Living Area
Gross Area1,494 sqft
1st Floor Area1,072 sqft
Basement Area422 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleRanch
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,600 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address25 N ALFRED AVE
CityELGIN
StateIL
Zip60123-5223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 19 BLOCK 5
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block5
Legal Lot Number19
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4017
Census Tract851101

Owner

25 N Alfred Ave is owned and occupied by an individual who bought it in August 2023.

Source: Kane County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1570 MARTHA DR, ELGIN, IL 60123-5922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer · FHA Mortgage
DRAPER & KRAMER MORTGAGE CORP
Aug 16, 2023Sheriff's Deed, Foreclosure · Stand-Alone Second Mortgage
ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on File
Deed SaleAug 16, 2023 · Amount on File
Prior SaleAug 16, 2023 · Amount on File
Deed Document Number202328092
Prior Transfer DateFeb 12, 2007
Prior Transfer Doc0000026192
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2023
Property Address25 N ALFRED AVE, ELGIN, IL 60123-5223
Document Number0000028092
Instrument DateJun 19, 2023
Instrument2023K028092
Transaction TypeTransfer
Record UpdatedAug 23, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 N ALFRED AVE, ELGIN, IL 60123-5223

Mortgage

Document Number0000028093
DateAug 16, 2023
Instrument2023K028093
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate
Rate6.12%

August 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionKANE IL
Recording DateAug 16, 2023
Property Address25 N ALFRED AVE, ELGIN, IL 60123-5223
Document Number0000028090
Instrument DateApr 12, 2023
Instrument2023K028090
Transaction TypeForeclosure
Record UpdatedJul 14, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$113.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1711 STONE RIDGE LN, ALGONQUIN, IL 60102-6635
InvestorPossibly a Property Investor

Mortgage

Document Number0000028094
DateAug 16, 2023
Instrument2023K028094
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueAug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 25 N Alfred Ave was $4,128 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,128.00$62,112 (+8.57%) Land $15,540 Building $46,572$186,411 (+8.57%) Land $46,639 Building $139,772
2024$57,209 Land $14,313 Building $42,896$171,696 Land $42,956 Building $128,739
2022$4,086.00 (+3.94%)$47,127 (+6.96%) Land $11,791 Building $35,336$141,381 (+6.96%) Land $35,373 Building $106,008
2021$3,931.00$44,061 Land $11,024 Building $33,037$132,183 Land $33,072 Building $99,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 N Alfred Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 N Alfred Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on N Alfred Ave

Nearby Streets

Search Property Records by Address or Parcel Number