Somerset County and Warren Township property record for 25 Mountain Ave, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 2,645 sqft · built 1959 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,906 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00198-0000-00055 |
| Primary APN | 20-00198-0000-00055 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,645 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 239 ft deep x 97 ft wide |
| Account Number | 00041250 |
|---|---|
| Street Address | 25 MOUNTAIN AVE |
| City | WARREN |
| State | NJ |
| Zip | 07059-5336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20V |
| Legal Subdivision | WARRENWOOD WEST |
| Legal Block | 198 |
| Legal Lot Number | 55 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 52201 |
25 Mountain Ave is owned and occupied by an individual.
Source: Somerset County and Warren Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 MOUNTAIN AVE, WARREN, NJ 07059-5336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Jun 11, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 31, 2019 | Grant Deed, Transfer · VA Mortgage RESIDENTIAL HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 25 MOUNTAIN AVE, WARREN, NJ 07059-5336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010938 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 7310/1725 |
| Instrument | 2021010938 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 25 MOUNTAIN AVE, WARREN, NJ 07059-5336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009697 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 6945/2770 |
| Instrument | 2017009697 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 25 MOUNTAIN AVE, WARREN, NJ 07059-5336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006590 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 7025/2062 |
| Instrument | 2018006590 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 25 MOUNTAIN AVE, WARREN, NJ 07059-5336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000024255 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 7218/1393 |
| Instrument | 2020024255 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 31, 2019 |
| Property Address | 25 MOUNTAIN AVE, WARREN, NJ 07059-5336 |
| Document Number | 0000018557 |
| Book / Page | 007121 / 000055 |
| Instrument Date | May 7, 2019 |
| Instrument | 18557 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 MOUNTAIN AVE WARREN NJ 070595336, WARREN, NJ 07059-5336 |
| Document Number | 18558 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 007121/000061 |
| Instrument | 18558 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2049 |
The 2025 property tax bill for 25 Mountain Ave was $10,906, up 3.7% from the year before.
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,700 (+6.3%) Land $324,300 Building $337,400 | $661,700 (+6.3%) Land $324,300 Building $337,400 | |
| 2025 | $10,906.00 (+3.67%) | $622,500 Land $305,200 Building $317,300 | $622,500 Land $305,200 Building $317,300 |
| 2024 | $10,520.00 | ||
| 2023 | $535,200 Land $258,000 Building $277,200 | $535,200 Land $258,000 Building $277,200 | |
| 2022 | $10,209.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1978–2024) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Mountain Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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