25 Moss Ave, Liberty, MO 64068 Property Records

Clay County property record for 25 Moss Ave, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,619 sqft · built 1920
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-113-00-13-003.00`

Property Details

APN / Parcel Number

Primary APN	`15-113-00-13-003.00`
Alternative APNs	`1511300130030001` `325140`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,619 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,459 sqft
Basement Area	1,459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Porch	Enclosed Porch
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	25 MOSS AVE
City	LIBERTY
State	MO
Zip	64068-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT HEIGHTS LTS 21 & 22
Legal Range	31W
Legal Township	51N
Legal Section	07
Legal Subdivision	PROSPECT HEIGHTS
Legal Lot Number	21,22
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1003
Census Tract	21403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dougherty-Prospect Heights Historic District listed 2001 · 139 contributing resources · NRIS 00001605

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

25 Moss Ave is owned and occupied by two individuals who acquired it in December 2018.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 MOSS AVE, LIBERTY, MO 64068-2129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Dec 3, 2018	Warranty Deed, Transfer STEWART TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018
Deed Sale	Dec 3, 2018
Prior Sale	Apr 24, 2003 · Amount on File
Deed Document Number	201838662
Deed Book / Page	8328 / 85
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	25 MOSS AVE, LIBERTY, MO 64068-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MOSS AVE, LIBERTY, MO 64068-2129

Mortgage

Document Number	0000006988
Date	Mar 18, 2026
Book Page	10127/111
Instrument	2026006988

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	25 MOSS AVE, LIBERTY, MO 64068-2129
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024560
Date	Oct 5, 2023
Book Page	9638/70
Instrument	2023024560

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	25 MOSS AVE, LIBERTY, MO 64068-2129
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017252
Date	Apr 22, 2021
Book Page	9032/87
Instrument	2021017252

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	25 MOSS AVE, LIBERTY, MO 64068-2129
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027149
Date	Aug 4, 2020
Book Page	8756/102
Instrument	2020027149

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 3, 2018
Property Address	25 MOSS AVE, LIBERTY, MO 64068-2129
Document Number	0000038662
Book / Page	8328 / 085
Instrument Date	Nov 29, 2018
Instrument	2018038662
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MOSS AVE, LIBERTY, MO 64068-2129

Tax Assessment & Valuation

The 2025 property tax bill for 25 Moss Ave was $4,655, up 4.6% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,655.00 (+4.61%)	$64,790	$341,000
2024	$4,450.00 (-1.66%)
2023	$4,525.00	$57,860	$304,526
2019	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Moss Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Moss Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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