25 Montrose St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 25 Montrose St, Somerville, MA 02143

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,403 sqft · built 1900
Lot Size	0.087 acres (3,783 sqft)
Owner	Individual Name on File
Tax Bill	$14,567 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`50-D-6`

Property Details

APN / Parcel Number

Primary APN	`50-D-6`
Alternative APNs	`SOME M:50 B:D L:6` `3154110`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,403 sqft Living Area
Gross Area	5,272 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,783 sqft (0.087 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3154110
Street Address	25 MONTROSE ST
City	SOMERVILLE
State	MA
Zip	02143-1242
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RA
Legal Block	D
Legal Lot Number	6
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	351101

Owner

25 Montrose St, a triplex, is owned and occupied by an individual.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25 MONTROSE ST, SOMERVILLE, MA 02143-1242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVEO CREDIT UNION
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	25 MONTROSE ST, SOMERVILLE, MA 02143-1242
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084621-169
Date	Sep 17, 2025
Book Page	84621/169
Instrument	112207

Lender

Name	NAVEO CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	25 MONTROSE ST, SOMERVILLE, MA 02143-1242
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77513-392
Date	Apr 14, 2021
Book Page	77513/392
Instrument	84258

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 25 Montrose St was $14,567, up 8.7% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,567.00 (+8.72%)	$1,326,700 (+8.03%) Land $508,200 Building $818,500
2025	$13,399.00 (+6.52%)	$1,228,100 (+2.71%) Land $484,000 Building $744,100
2024	$12,579.00 (+2.31%)	$1,195,700 (+0.56%) Land $484,000 Building $711,700
2023	$12,295.00	$1,189,100 Land $484,000 Building $705,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25 Montrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25 Montrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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