Worcester County and Gardner City property record for 25 Mission St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,566 sqft · built 1910 |
| Lot Size | 0.214 acres (9,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2022) |
| Tax Bill | $4,479 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:M-26 B:0009 L:0034 |
| Primary APN | M:M-26 B:0009 L:0034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 3,378 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,340 sqft (0.214 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 25 MISSION ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 18 |
| Legal Lot Number | 34 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 707400 |
25 Mission St is owned and occupied by an individual who bought it in March 2022.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 MISSION ST, GARDNER, MA 01440-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Quit Claim Deed, Transfer · FHA Mortgage PRIME LENDING INC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jul 17, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATHOL SAVINGS BANK |
| Mar 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Jul 17, 2019 · Amount on File |
| Deed Document Number | 202235973 |
| Deed Book / Page | 67363 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 31, 2022 |
| Property Address | 25 MISSION ST, GARDNER, MA 01440-2111 |
| Document Number | 067363-223 |
| Book / Page | 67363 / 223 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 35973 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 MISSION ST, GARDNER, MA 01440-2111 |
| Document Number | 0000035974 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 35974 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 25 MISSION ST, GARDNER, MA 01440-2111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66081-290 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 66081/290 |
| Instrument | 130499 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 17, 2019 |
| Property Address | 25 MISSION ST, GARDNER, MA 01440-2111 |
| Document Number | 60716-24 |
| Book / Page | 60716 / 24 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 68529 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 MISSION ST, GARDNER, MA 01440-2111 |
| Document Number | 68530 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 68530 |
| Name | ATHOL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 6, 2019 |
| Property Address | 25 MISSION ST, GARDNER, MA 01440-2111 |
| Document Number | 60118-395 |
| Book / Page | 060118 / 000395 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 891 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $633.84 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 STATE RD WESTMINSTER MA 01473, WESTMINSTER, MA 01473 |
The 2026 property tax bill for 25 Mission St was $4,479, up 10,316.3% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,479.00 (+10,316.28%) | $325,300 (+8.22%) Land $75,000 Building $250,300 | $337,868 (-4.52%) |
| 2025 | $43.00 (-99%) | $300,600 (+5.22%) Land $68,100 Building $232,500 | $353,875 |
| 2024 | $4,283.00 (+11.94%) | $285,700 (+20.45%) Land $62,000 Building $223,700 | |
| 2023 | $3,826.00 | $237,200 Land $61,100 Building $176,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Mission St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Mission St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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