Kershaw County property record for 25 Middleton Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 4,860 sqft |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $461,000 (Jul 2026) |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 295-03-00-006-SJO |
| Primary APN | 295-03-00-006-SJO |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,860 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 393 sqft |
| Deck Area | 144 sqft |
| Account Number | 45406 |
|---|---|
| Street Address | 25 MIDDLETON DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | MIDDLETON SUBDIV LOT 6 |
| Legal Subdivision | MIDDLETON SUBD |
| Legal Lot Number | 6 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970905 |
Source: Kershaw County records · APN 295-03-00-006-SJO
Assessment roll updated November 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| May 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MTG |
| Aug 03, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Jan 04, 2022 · Amount on Record |
| Deed Document Number | 20267353 |
| Deed Book / Page | 5646 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 31, 2026 |
| Property Address | 25 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Document Number | 0000007353 |
| Book / Page | 5646 / 123 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20267353 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,058.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Document Number | 0000007354, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20267354 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 25 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Document Number | 0000004258 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 MIDDLETON DR LUGOFF SC 290789553, LUGOFF, SC 29078-9553 |
| Document Number | 0000004258 |
|---|---|
| Date | Jun 03, 2019 |
| Book Page | 004036/000159 |
| Instrument | 4258 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 03, 2017 |
| Property Address | 25 MIDDLETON DR, LUGOFF, SC 29078-9553 |
| Document Number | 0000006249 |
| Book / Page | 003731 / 000297 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 6249 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 MIDDLETON DR LUGOFF SC 290789553, LUGOFF, SC 29078-9553 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,867.00 (-0.73%) | $433,900 (-0.16%) Land $40,000 Building $393,900 | $433,900 (-0.16%) |
| 2023 | $2,888.00 | $434,600 Land $40,000 Building $394,600 | $434,600 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), as of September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 103 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC2820001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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