St. Tammany Parish property record for 25 Michelle Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,503 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Last Sale | $77,500 (Jan 2019) |
| Tax Bill | $3,427 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2019 Mortgage + 3 more |
| APN | 106-815-4990 |
| Primary APN | 106-815-4990 |
|---|---|
| Alternative APN |
|
| Building Area | 2,503 sqft Living Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Garage Area | 851 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 25 MICHELLE DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SQ 12 RIVER FOREST SUB CB 873 744 748 INST NO 1034109 INST NO 1986362 INST NO 2127312 INST NO 2143553 |
| Legal Subdivision | RIVER FOREST SUB (COVINGTON) |
| Legal Lot Number | 7 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 40402 |
Source: St. Tammany Parish records · APN 106-815-4990
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 25 MICHELLE DR, COVINGTON, LA 70433-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Sep 07, 2018 | Cash Sale Deed, Transfer WINTERS TITLE |
| Sep 07, 2018 | Cash Sale Deed, Transfer WINTERS TITLE |
| Sep 07, 2018 | Cash Sale Deed, Transfer WINTERS TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2019 · Amount on Record |
| Deed Sale | Jan 22, 2019 · Amount on Record |
| Deed Document Number | 2143553 |
| Prior Transfer Date | Sep 07, 2018 |
| Prior Transfer Doc | 2127312 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 25 MICHELLE DR, COVINGTON, LA 70433-1119 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | UNKNOWN, ARENA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002468096 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2468096 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 25 MICHELLE DR, COVINGTON, LA 70433-1119 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002154690 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 2154690 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 07, 2018 |
| Property Address | 25 MICHELLE DR, COVINGTON, LA 70433-1119 |
| Document Number | 2127312 |
| Map Reference | MAP 204B |
| Instrument Date | Sep 05, 2018 |
| Instrument | 2127312 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | WINTERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 MILLSTONE CT, COVINGTON, LA 70433-5606 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 07, 2018 |
| Property Address | 25 MICHELLE DR, COVINGTON, LA 70433-1119 |
| Document Number | 2127312 |
| Map Reference | MAP 204B |
| Instrument Date | Sep 05, 2018 |
| Instrument | 2127312 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Title Company | WINTERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 MILLSTONE CT, COVINGTON, LA 70433-5606 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 07, 2018 |
| Property Address | 25 MICHELLE DR, COVINGTON, LA 70433-1119 |
| Document Number | 0002127312 |
| Map Reference | MAP 204B |
| Instrument Date | Sep 05, 2018 |
| Instrument | 2127312 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | WINTERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 MILLSTONE CT, COVINGTON, LA 70433-5606 |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,427.00 (-3.87%) Homeowner's exemption | $38,675 (-) Land $6,000 Building $32,675 | $386,749 (-) Land $60,000 Building $326,749 |
| 2024 | $3,565.00 (+12.5%) Homeowner's exemption | $38,675 (+17.15%) Land $6,000 Building $32,675 | $386,749 (+17.15%) Land $60,000 Building $326,749 |
| 2023 | $3,169.00 Homeowner's exemption | $33,012 (-) Land $6,000 Building $27,012 | $330,120 (+3.12%) Land $60,000 Building $270,120 |
| 2022 | $3,169.00 Homeowner's exemption | $33,012 Land $6,000 Building $27,012 | $320,120 Land $50,000 Building $270,120 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 88% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 62 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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