25 Merganser Ct, Old Monroe, MO 63369 Property Records

Lincoln County property record for 25 Merganser Ct, Old Monroe, MO 63369

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,216 sqft · built 2018
Lot Size	1.84 acres (80,499 sqft)
Owner	2 Individual Names on File
Last Sale	$390,900 (Aug 2018)
Tax Bill	$4,664 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-80-27-000-000-006.035`

Property Details

APN / Parcel Number

Primary APN	`13-80-27-000-000-006.035`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Basement Area	2,216 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,499 sqft (1.84 acres)
Garage Area	1,195 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	25 MERGANSER CT
City	OLD MONROE
State	MO
Zip	63369-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 AMENDED MALLARD POINTE PLAT 1
Legal Range	02E
Legal Township	49N
Legal Section	27
Legal Subdivision	AMENDED MALLARD POINTE
Legal Lot Number	35
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2018
Census Tract	810402

Owner

25 Merganser Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 MERGANSER CT, OLD MONROE, MO 63369-3206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 29, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 23, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 4, 2018	Warranty Deed, Transfer · Commercial Mortgage AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Document Number	20187624
Deed Book / Page	2426 / 231
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	2421/0366
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 MERGANSER CT, OLD MONROE, MO 63369-3206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2452/123
Date	Sep 10, 2020
Book Page	2452/123
Instrument	2020010184

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 MERGANSER CT, OLD MONROE, MO 63369-3206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2436/0398
Date	Jul 29, 2019
Book Page	2436/0398
Instrument	2019006266

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 23, 2018
Property Address	25 MERGANSER CT, OLD MONROE, MO 63369-3206
Document Number	2426/0231
Book / Page	2426 / 0231
Map Reference	MB14 PG5
Instrument Date	Aug 22, 2018
Instrument	2018007624
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MERGANSER CT, OLD MONROE, MO 63369-3206

Mortgage

Document Number	2018007625
Date	Aug 23, 2018
Instrument	2018007625

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 4, 2018
Property Address	25 MERGANSER CT, OLD MONROE, MO 63369-3206
Document Number	2421/0366
Book / Page	2421 / 0366
Map Reference	MB14 PG5
Instrument Date	Apr 3, 2018
Instrument	2018002724
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 278, WENTZVILLE, MO 63385-0278

Mortgage

Document Number	2018002725
Date	Apr 4, 2018
Instrument	2018002725

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Merganser Ct was $4,664.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,424 (-) Land $7,790 Building $73,634
2025	$4,664.00	$81,424 Land $7,790 Building $73,634	$428,550 Land $41,000 Building $387,550
2023	$4,282.00 (+6.62%)	$74,442 Land $5,890 Building $68,552	$391,800 Land $31,000 Building $360,800
2022	$4,016.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Merganser Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Merganser Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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