25 Mercedes Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 25 Mercedes Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,503 sqft · built 2003
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Company Names on File
Last Sale	$535,000 (Jun 2022)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455300402298000`

Property Details

APN / Parcel Number

Primary APN	`455300402298000`
Alternative APNs	`54587` `57816`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,503 sqft Heated Area
Gross Area	6,752 sqft
1st Floor Area	2,515 sqft
Upper Floors Area	988 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	105 ft deep x 472 ft wide
Terrain	Mountain
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	264 sqft
Deck Area	48 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57816
Street Address	25 MERCEDES LN
City	MURPHY
State	NC
Zip	28906-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 25 COUNTRY ENCHANTMENT 1681/131
Legal Subdivision	COUNTRY ENCHANTMENT SUBDIVISION
Legal Tract	25
Legal Lot Number	25
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

25 Mercedes Ln is owned by a company that acquired it in July 2025.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	2 Company Names on File
Mailing Address	25 MERCEDES LN, MURPHY, NC 28906-8942
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Document Number	20224238
Deed Book / Page	1715 / 423
Last Transfer Date	Jul 18, 2025
Transfer Doc	001782/323
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 24, 2022
Property Address	25 MERCEDES LN, MURPHY, NC 28906-8942
Document Number	001715/423
Book / Page	1715 / 423
Instrument Date	Jun 2, 2022
Instrument	4238
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 MERCEDES LN, 25, MURPHY, NC 28906-8942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MERCEDES LN, MURPHY, NC 28906-8942

Mortgage

Document Number	0001715427
Date	Jun 24, 2022
Instrument	1715/427

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 18, 2021
Property Address	25 MERCEDES LN, MURPHY, NC 28906-8942
Document Number	1681/131
Book / Page	1681 / 131
Instrument Date	May 6, 2021
Instrument	3310
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MERCEDES LN, MURPHY, NC 28906-8942

Mortgage

Document Number	016810135
Date	May 18, 2021
Instrument	01681/0135

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 25 Mercedes Ln was $2,903.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00	$399,750	$399,750 Land $17,000 Building $382,750
2023		$399,750	$399,750 Land $17,000 Building $382,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Mercedes Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Mercedes Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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