25 Megans Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 25 Megans Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 880 sqft · built 1984
Lot Size	0.005 acres (225 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jan 2019)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A850004029`

Property Details

APN / Parcel Number

Primary APN	`A850004029`
Alternative APN	`2-050D-5805-05-000C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	880 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	225 sqft (0.005 acres)
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A850004029
Street Address	25 MEGANS CT
City	O FALLON
State	MO
Zip	63366-2124
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MARIE EST CONDO PH1 STG2 BLDG 5 UNIT C
Legal Subdivision	MARIE EST CONDOS PH1 STG2 BLDG 5
Legal Lot Number	C
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3021
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 MEGANS CT, O FALLON, MO 63366-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage STIFEL BANK & TRUST
Jan 2, 2019	Warranty Deed, Transfer · VA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Sep 9, 2009 · Amount on Record
Deed Document Number	20192500
Deed Book / Page	7021 / 1506
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	25 MEGANS CT, O FALLON, MO 63366-2124
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MEGANS CT, O FALLON, MO 63366-2124

Mortgage

Document Number	2021R074686
Date	Sep 7, 2021
Instrument	2021R-074686

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2019
Property Address	25 MEGANS CT, O FALLON, MO 63366-2124
Document Number	0070211506
Book / Page	007021 / 001506
Instrument Date	Dec 27, 2018
Instrument	2500
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MEGANS CT #C O FALLON MO 633662124, C, O FALLON, MO 63366-2124

Mortgage

Document Number	70211508
Date	Jan 2, 2019
Book Page	007021/001508
Instrument	2510

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,370 (-)	$128,265 (-) Building $128,265
2025	$1,549.00	$24,370 (+12.85%)	$128,265 (+12.85%)
2023		$21,595
2022			$113,660 Building $113,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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