25 Meadow St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 25 Meadow St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,748 sqft · built 1900
Lot Size	0.206 acres (8,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2018)
Tax Bill	$9,238 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2018 Mortgage + 1 more
APN	`NHAM M:023A B:0004 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:023A B:0004 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	8,969 sqft (0.206 acres)
Garage Type	Detached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	25 MEADOW ST
City	FLORENCE
State	MA
Zip	01062-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Block	4
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1028
Census Tract	821700

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 MEADOW ST, FLORENCE, MA 01062-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK
Jul 16, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jun 16, 1992 · Amount on Record
Deed Document Number	201813848
Deed Book / Page	13017 / 297
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	25 MEADOW ST, NORTHAMPTON, MA 01062-2102
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014671-300
Date	Sep 8, 2022
Book Page	14671/300
Instrument	18870

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	25 MEADOW ST, NORTHAMPTON, MA 01062-2102
Document Number	13139-154
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MEADOW ST NORTHAMPTON MA 010621247, NORTHAMPTON, MA 01062-1247

Mortgage

Document Number	13139-154
Date	Nov 27, 2018
Book Page	013139/000154
Instrument	24041

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

July 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 16, 2018
Property Address	25 MEADOW ST, NORTHAMPTON, MA 01062-2102
Document Number	13017-297
Book / Page	013017 / 000297
Instrument Date	Jul 10, 2018
Instrument	13848
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$980.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 EMERSON WAY FLORENCE MA 010629209, FLORENCE, MA 01062-9209

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,238.00 (+20.57%)	$663,200 (+37.11%) Land $164,200 Building $499,000	$528,675 (+2.32%)
2024			$516,705
2023	$7,662.00	$483,700 Land $130,200 Building $353,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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