25 McDowell Ct, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 25 McDowell Ct, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	4,798 sqft · built 1994
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on File
Last Sale	$830,000 (May 2018)
Tax Bill	$19,801 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00652-0000-00096`

Property Details

APN / Parcel Number

Primary APN	`06-00652-0000-00096`
Alternative APNs	`060065200096` `S001`

Interior

Building Area	4,798 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Account Number	S001
Street Address	25 MCDOWELL CT
City	BRIDGEWATER
State	NJ
Zip	08807-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	RUNNING BROOK/BRIDGEWATER
Legal Block	652
Legal Lot Number	96
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	50903

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	25 MCDOWELL CT, BRIDGEWATER, NJ 08807-1447
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Prior Sale	Apr 6, 1994 · Amount on File
Deed Document Number	201818883
Deed Book / Page	7044 / 3359
Prior Transfer Date	Apr 1, 2010
Prior Transfer Doc	0000014122
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	25 MCDOWELL CT, BRIDGEWATER, NJ 08807-1447
Document Number	0000025240
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MCDOWELL CT BRIDGEWATER NJ 088071447, BRIDGEWATER, NJ 08807-1447

Mortgage

Document Number	0000025240
Date	Jun 17, 2020
Book Page	007220/000004
Instrument	25240

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2035

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 24, 2018
Property Address	25 MCDOWELL CT, BRIDGEWATER, NJ 08807-1447
Document Number	0000018883
Book / Page	007044 / 003359
Instrument Date	Apr 11, 2018
Instrument	18883
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MCDOWELL CT BRIDGEWATER NJ 088071447, BRIDGEWATER, NJ 08807-1447

Mortgage

Document Number	18884
Date	May 24, 2018
Book Page	007044/003366
Instrument	18884

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,127,600 (+9.68%) Land $298,500 Building $829,100	$1,127,600 (+9.68%) Land $298,500 Building $829,100
2025	$19,801.00 (+0.57%)	$1,028,100 (+8.59%) Land $273,500 Building $754,600	$1,028,100 (+8.59%) Land $273,500 Building $754,600
2024	$19,688.00 (+11.77%)
2023		$946,800 Land $273,500 Building $673,300	$946,800 Land $273,500 Building $673,300
2022	$17,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

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