25 McDermott Rd, Harrisburg, IL 62946 Property Records

Saline County property record for 25 McDermott Rd, Harrisburg, IL 62946

Property Summary

Property Type	Single Family Home
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2024)
Tax Bill	$3,814 (2024)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1-188-15`

Property Details

APN / Parcel Number

Primary APN	`06-1-188-15`

Exterior

Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Street Address	25 MCDERMOTT RD
City	HARRISBURG
State	IL
Zip	62946-4496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S31,T09,R06 ,QNE,L ,B PT NE1/4 NE1/4 BEG SW COR RUN E 115' THENCE N 325' ECT 2265/612 10/24 W/D 08-31-200-014-0040
Legal Range	06
Legal Township	09
Legal Section	31
Legal Subdivision	BEG SW COR RUN
Jurisdiction	SALINE IL
Township / Civil Division	HARRISBURG
Census Block Group	1
Census Block	1028
Census Tract	956100

Owner

Source: Saline County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 MCDERMOTT RD, HARRISBURG, IL 62946-4496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2017	Warranty Deed, Transfer STATE BANK OF WHITTINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Nov 18, 2009 · Amount on Record
Deed Document Number	2024288023
Deed Book / Page	2265 / 612
Prior Transfer Date	Oct 6, 2023
Prior Transfer Doc	0000284834
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Oct 24, 2024
Property Address	25 MCDERMOTT RD, HARRISBURG, IL 62946-4496
Document Number	002265/612
Book / Page	2265 / 612
Instrument Date	Oct 24, 2024
Instrument	288023
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 MCDERMOTT RD, HARRISBURG, IL 62946-4496

Mortgage

Document Number	0000288024
Date	Oct 24, 2024
Instrument	288024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.98%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Aug 7, 2017
Property Address	25 MCDERMOTT RD, HARRISBURG, IL 62946-4496
Document Number	2139/364
Book / Page	2139 / 364
Instrument Date	Jul 20, 2017
Instrument	264722
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1230 S JACKSON ST, HARRISBURG, IL 62946-2923

Mortgage

Document Number	264723
Date	Aug 7, 2017
Instrument	264723

Lender

Name	STATE BANK OF WHITTINGTON

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Sep 27, 2022

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	Harrisburg Township
Unified School District	Harrisburg Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,814.00 (+7.83%) Homeowner's exemption	$59,298 (+25.15%) Land $2,547 Building $56,751	$177,894 (+25.15%) Land $7,641 Building $170,253
2022		$47,380 (-3%) Land $2,035 Building $45,345	$142,140 (-3%) Land $6,105 Building $136,035
2021	$3,537.00 Homeowner's exemption	$48,844 Land $2,098 Building $46,746	$146,532 Land $6,294 Building $140,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Futiva Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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