Schenectady County and Schenectady City property record for 25 Marshall Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,227 sqft · built 1905 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,000 (Sep 2021) |
| Tax Bill | $5,706 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.39-3-18 |
| Primary APN | 421500 60.39-3-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,227 sqft Living Area |
| 1st Floor Area | 747 sqft |
| 2nd Floor Area | 480 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 69 sqft |
| Patio Area | 126 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 25 MARSHALL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21801 |
25 Marshall Ave is owned and occupied by an individual who bought it in September 2021.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP |
| Sep 13, 2021 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Aug 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 202145016 |
| Deed Book / Page | 2067 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Document Number | 0000054821 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 5332/951 |
| Instrument | 202354821 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Document Number | 0000028630 |
|---|---|
| Date | May 14, 2024 |
| Book Page | 5373/315 |
| Instrument | 202428630 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2026 |
| Property Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Document Number | 0000011344 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202611344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Document Number | 0000011344, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202611344 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 13, 2021 |
| Property Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Document Number | 0000045016 |
| Book / Page | 2067 / 51 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 202145016 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SPA CITY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $764.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Name | Verified Name |
|---|---|
| Address | 1717 EASTERN PKWY, SCHENECTADY, NY 12309-6013 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045017 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 202145017 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 25 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND TITLE ASSOCIAT |
| Name | Verified Name |
|---|
| Document Number | 0000038958 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 4861/257 |
| Instrument | 201838958 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
The 2026 property tax bill for 25 Marshall Ave was $5,706, up 2.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,706.00 (+2.08%) | ||
| 2025 | $5,590.00 | $107,500 Land $16,100 Building $91,400 | $178,010 Land $26,660 Building $151,350 |
| 2023 | $107,500 (-) Land $16,100 Building $91,400 | $136,076 (+3.8%) Land $20,380 Building $115,696 | |
| 2022 | $107,500 Land $16,100 Building $91,400 | $131,098 Land $19,634 Building $111,464 | |
| 2021 | $4,705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Marshall Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 25 Marshall Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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