25 Main Ter, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 25 Main Ter, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,487 sqft · built 1931
Lot Size	0.086 acres (3,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2018)
Tax Bill	$12,037 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00919-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`02-00919-0000-00050`
Alternative APN	`020091900050`

Interior

Stories	1 Story
Building Area	1,487 sqft Living Area
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020091900050
Street Address	25 MAIN TER
City	BLOOMFIELD
State	NJ
Zip	07003-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	50 X 75
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	919
Legal Lot Number	50
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4003
Census Tract	15100

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 MAIN TER, BLOOMFIELD, NJ 07003-4012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
May 11, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 11, 2018	Grant Deed, Transfer · FHA Mortgage HOME FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	201831109
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	2018031111
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 MAIN TER, BLOOMFIELD, NJ 07003-4012
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MAIN TER, BLOOMFIELD, NJ 07003-4012

Mortgage

Document Number	0000057242
Date	Sep 22, 2023
Instrument	2023057242

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 MAIN TER, BLOOMFIELD, NJ 07003-4012
Document Number	0000058771
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 MAIN TER BLOOMFIELD NJ 070034012, BLOOMFIELD, NJ 07003-4012

Mortgage

Document Number	0000058771
Date	Jun 25, 2020
Instrument	58771

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 MAIN TER, BLOOMFIELD, NJ 07003-4012
Document Number	0000047045
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 MAIN TER BLOOMFIELD NJ 070034012, BLOOMFIELD, NJ 07003-4012

Mortgage

Document Number	0000047045
Date	May 21, 2019
Instrument	47045

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 11, 2018
Property Address	25 MAIN TER, BLOOMFIELD, NJ 07003-4012
Document Number	0000031109
Instrument Date	Mar 23, 2018
Instrument	31109
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 MAIN TER BLOOMFIELD NJ 070034012, BLOOMFIELD, NJ 07003-4012

Mortgage

Document Number	31111
Date	Apr 11, 2018
Instrument	31111

Lender

Name	HOME FIN'L
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,000 (-) Land $130,400 Building $214,600	$345,000 (-) Land $130,400 Building $214,600
2025	$12,037.00 (+2.86%)	$345,000 (-) Land $130,400 Building $214,600	$345,000 (-) Land $130,400 Building $214,600
2024	$11,702.00 (+5.94%)
2023		$345,000 Land $130,400 Building $214,600	$345,000 Land $130,400 Building $214,600
2022	$11,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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