Kenton County property record for 25 Lucerne Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,332 sqft · built 1937 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2021) |
| Tax Bill | $935 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-11-002.00 |
| Primary APN | 028-40-11-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,332 sqft Finished Area |
| Gross Area | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 25 LUCERNE AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUCERNE LOT 21 |
| Legal Subdivision | LUCERNE |
| Legal Lot Number | 21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 64700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 LUCERNE AVE, FT MITCHELL, KY 41017-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VICTORY MORTGAGE LLC |
| Nov 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on File |
| Deed Sale | Jul 16, 2021 · Amount on File |
| Deed Document Number | 2021071697 |
| Deed Book / Page | 104 / 118 |
| Prior Transfer Date | Nov 14, 2017 |
| Prior Transfer Doc | 0005900059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 25 LUCERNE AVE, FT MITCHELL, KY 41017-2941 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | HOMESTEAD TITLE AGENCY LP |
| Name | Verified Name |
|---|
| Document Number | 0005900098 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 242/594 |
| Instrument | 21071605900098 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ERLANGER, KY 41018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 27, 2017 |
| Property Address | 25 LUCERNE AVE, FT MITCHELL, KY 41017-2941 |
| Document Number | 0000000059 |
| Book / Page | 0C6300 / 000231 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 59 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 2450 MOFFETT RD INDEPENDENCE KY 410517726, INDEPENDENCE, KY 41051-7726 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,000 (-) Land $60,000 Building $190,000 | $250,000 (-) Land $60,000 Building $190,000 | |
| 2025 | $935.00 (-8.06%) | $250,000 (-) Land $60,000 Building $190,000 | $250,000 (-) Land $60,000 Building $190,000 |
| 2023 | $1,017.00 | $250,000 Land $60,000 Building $190,000 | $250,000 Land $60,000 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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