Hampden County and Springfield City property record for 25 Loretta St, Springfield, MA 01118
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1955 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2022) |
| Tax Bill | $3,486 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:07930 P:0057 |
| Primary APN | SPRI S:07930 P:0057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 7,501 sqft (0.172 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 79300057 |
|---|---|
| Street Address | 25 LORETTA ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01118-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 802400 |
Source: Hampden County and Springfield City records · APN SPRI S:07930 P:0057
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 LORETTA ST, SPRINGFIELD, MA 01118-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 15, 2022 | Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Jan 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Jun 14, 2019 | Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Dec 20, 2018 | Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2019 · Amount on Record |
| Deed Document Number | 202243135 |
| Deed Book / Page | 24641 / 2 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 25 LORETTA ST, SPRINGFIELD, MA 01118-1046 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0026098-25 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 26098/25 |
| Instrument | 52999 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2065 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 15, 2022 |
| Property Address | 25 LORETTA ST, SPRINGFIELD, MA 01118-1046 |
| Document Number | 00024641-2 |
| Book / Page | 24641 / 2 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 43135 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 LORETTA ST, SPRINGFIELD, MA 01118-1046 |
| Document Number | 0000043335 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 43335 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Number | 024642-235 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 24642/235 |
| Instrument | 43335 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 25 LORETTA ST, SPRINGFIELD, MA 01118-1046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23645-109 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 23645/109 |
| Instrument | 2285 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 14, 2019 |
| Property Address | 25 LORETTA ST, SPRINGFIELD, MA 01118-1046 |
| Document Number | 22707-545 |
| Book / Page | 022707 / 000545 |
| Instrument Date | May 29, 2019 |
| Instrument | 31559 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.38 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 BRIMFIELD RD MONSON MA 010579546, MONSON, MA 01057-9546 |
| Document Number | 22707-548 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 022707/000548 |
| Instrument | 31560 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 20, 2018 |
| Property Address | 25 LORETTA ST, SPRINGFIELD, MA 01118-1046 |
| Document Number | 22493-307 |
| Book / Page | 022493 / 000307 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 75732 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 08, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $492.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292 |
| Investor | Possibly a Property Investor |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,486.00 (+19.63%) | $222,300 (+30.08%) Land $47,400 Building $174,900 | $263,150 (-) |
| 2024 | $263,150 | ||
| 2023 | $2,914.00 | $170,900 Land $45,100 Building $125,800 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: GoNetspeed, T-Mobile USA.
Based on FCC filings for 495 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA1281000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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