Cheshire Town property record for 25 Loray Ct, Cheshire, CT 06410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,352 sqft · built 1978 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,500 (Mar 2004) |
| Tax Bill | $8,067 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:34 B:5 L |
| Primary APN | CHES M:34 B:5 L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,886 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 198000 |
|---|---|
| Street Address | 25 LORAY CT |
| City | CHESHIRE |
| State | CT |
| Zip | 06410-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Block | 5 |
| Jurisdiction | CHESHIRE CT |
| Township / Civil Division | CHESHIRE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 343200 |
25 Loray Ct is owned and occupied by two individuals who bought it in March 2004.
Source: Cheshire Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 LORAY CT, CHESHIRE, CT 06410-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2004 · Amount on File |
| Deed Sale | Mar 2, 2004 · Amount on File |
| Prior Sale | Sep 5, 2000 · Amount on File |
| Deed Book / Page | 1837 / 92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE CT |
| Property Address | 25 LORAY CT, CHESHIRE, CT 06410-3808 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003256-568 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 3256/568 |
| Instrument | 2025004083 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 25 Loray Ct was $8,067, up 5.4% from the year before.
Source: Cheshire Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Cheshire Town |
| Unified School District | Cheshire School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,067.00 (+5.44%) | $257,250 (-) Land $66,220 Building $191,030 | $433,741 (+140.87%) |
| 2025 | $7,651.00 | $257,250 Land $66,220 Building $191,030 | $180,075 Land $46,354 Building $133,721 |
| 2024 | $7,651.00 (+25.63%) | ||
| 2023 | $6,090.00 (+2.25%) | $173,540 (-) Land $66,220 Building $107,320 | |
| 2022 | $5,956.00 | $173,540 Land $66,220 Building $107,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Loray Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 25 Loray Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
5G (outdoors only) and 4G LTE
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