25 Lois Ln, Penobscot, ME 04476 Property Records

Hancock County and Penobscot Town property record for 25 Lois Ln, Penobscot, ME 04476

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2025)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`PNBS M:19 L:47`

Property Details

APN / Parcel Number

Primary APN	`PNBS M:19 L:47`
Alternative APN	`477`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Stone
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	477
Street Address	25 LOIS LN
City	PENOBSCOT
State	ME
Zip	04476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	47
Jurisdiction	PENOBSCOT ME
Township / Civil Division	PENOBSCOT
Census Block Group	1
Census Block	1002
Census Tract	966400

Owner

25 Lois Ln is owned by two individuals who bought it in July 2025.

Source: Hancock County and Penobscot Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 MAIN ST, ELLSWORTH, ME 04605-1949
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed, Transfer · Conventional Mortgage MAINE SAVINGS FCU
May 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	May 15, 2023 · Amount on File
Deed Book / Page	7395 / 367
Record Updated	Sep 20, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PENOBSCOT ME
Recording Date	Jul 18, 2025
Property Address	25 LOIS LN, PENOBSCOT, ME 04476
Document Number	0073950367
Book / Page	7395 / 367
Instrument Date	Jul 18, 2025
Instrument	2025008629
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 MAIN ST, ELLSWORTH, ME 04605-1949

Mortgage

Document Number	2025008631
Date	Jul 18, 2025
Instrument	2025008631

Lender

Name	MAINE SAVINGS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2030
Index	1-Year CMT

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENOBSCOT ME
Recording Date	May 15, 2023
Property Address	25 LOIS LN, PENOBSCOT, ME 04476
Document Number	0072670759
Book / Page	7267 / 759
Instrument Date	May 12, 2023
Instrument	2023004909
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OLD FARM LN, E SANDWICH, MA 02537-1363

Tax Assessment & Valuation

The 2025 property tax bill for 25 Lois Ln was $2,544, up 7.3% from the year before.

Source: Hancock County and Penobscot Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Penobscot Town
Unified School District	Penobscot (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,544.00 (+7.34%)	$267,500 (+25.41%) Land $151,200 Building $116,300
2024	$2,370.00 (+6.33%)	$213,300 (-) Land $120,400 Building $92,900
2023	$2,229.00 (+5.34%)	$213,300 (+14.92%) Land $120,400 Building $92,900
2022	$2,116.00	$185,600 Land $104,700 Building $80,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Lois Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Lois Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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