Suffolk County and Smithtown Town property record for 25 Loft Rd, Smithtown, NY 11787 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 1.13 acres |
| Occupancy | Owner Occupied |
| Last Sale | $765,000 (2005) |
| Tax Bill | $7,895.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 154.-2-46
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 LOFT RD, SMITHTOWN, NY 11787-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Aug 10, 2022 | Warranty Deed, Transfer |
| May 29, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Apr 10, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2005 · Amount on Record |
| Deed Sale | Mar 25, 2005 · Amount on Record |
| Deed Book / Page | 12378 / 794 |
| Last Transfer Date | Sep 14, 2010 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 LOFT RD, SMITHTOWN, NY 11787-4115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234460569 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 23446/569 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Sep 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 10, 2022 |
| Property Address | 25 LOFT RD, SMITHTOWN, NY 11787-4115 |
| Document Number | 0131680680 |
| Book / Page | 13168 / 680 |
| Instrument Date | Oct 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 LOFT RD, SMITHTOWN, NY 11787-4115 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 LOFT RD, SMITHTOWN, NY 11787-4115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231390365 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 23139/365 |
| Instrument | DL008670 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 LOFT RD, SMITHTOWN, NY 11787-4115 |
| Document Number | 0231490959 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 25 LOFT RD SMITHTOWN NY 117874115, SMITHTOWN, NY 11787-4115 |
| Document Number | 0231490959 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 023149/000959 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,901 (+24.71%) Land $530 Building $4,371 | $612,625 (+13,462.65%) Land $66,250 Building $546,375 | |
| 2024 | $7,895.00 | ||
| 2023 | $3,930 (-) Land $530 Building $3,400 | $4,517 (+12.64%) Land $609 Building $3,908 | |
| 2022 | Homeowner's exemption | $3,930 Land $530 Building $3,400 | $4,010 Land $541 Building $3,469 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 154.-2-46 |
|---|---|
| Alternative APNs |
|
| Lot Area | 49,223 sqft |
|---|
| Street Address | 25 LOFT RD |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4115 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 21-839276 TC-156 *1364 LOT 34 & S 300 MAP OF TIMBERCROFT |
| Legal Subdivision | TIMBERCROFT |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 135500 |
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