25 Lilly Ln, Hardy, VA 24101 Property Records

Franklin County property record for 25 Lilly Ln, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,301 sqft · built 1978
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jan 2020)
Tax Bill	$6,394 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013 00-009 02`

Property Details

APN / Parcel Number

Primary APN	`013 00-009 02`
Alternative APN	`2303`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,301 sqft Living Area
Gross Area	6,877 sqft
1st Floor Area	3,193 sqft
Basement Area	1,597 sqft
Finished Basement	1,597 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,107 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	383 sqft
Shed	1 Shed
Shed Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2303
Street Address	25 LILLY LN
City	HARDY
State	VA
Zip	24101-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	STAUNTON RIVER RT 653
Legal Subdivision	STAUNTON RIVER
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1006
Census Tract	20302

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 LILLY LN, HARDY, VA 24101-2927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202027
Deed Book / Page	1133 / 133
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	25 LILLY LN, HARDY, VA 24101-2927
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011730240
Date	Oct 26, 2021
Book Page	1173/240
Instrument	210010100

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	25 LILLY LN, HARDY, VA 24101-2927
Document Number	0011330138
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LILLY LN HARDY VA 241012927, HARDY, VA 24101-2927

Mortgage

Document Number	0011330138
Date	Jan 2, 2020
Book Page	001133/000138
Instrument	28

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,394.00 (+54.18%)	$1,487,029 (+69.95%) Land $312,000 Building $1,175,029	$1,487,029 (+69.95%) Land $312,000 Building $1,175,029
2023	$4,147.00	$875,000 (+57.37%) Land $305,000 Building $570,000	$875,000 (+57.37%) Land $305,000 Building $570,000
2022		$556,000 Land $305,000 Building $251,000	$556,000 Land $305,000 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR RIDGE HOMEOWNERS ASSOCIATION, INC private · serves 30 people · EPA ID VA5019360
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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