25 Leedom Rd, Elkton, MD 21921 Property Records

Cecil County property record for 25 Leedom Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1955
Lot Size	0.157 acres (6,838 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Nov 2022)
Tax Bill	$1,792 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-009777`

Property Details

APN / Parcel Number

Primary APN	`03-009777`
Alternative APNs	`3009777` `009777`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,838 sqft (0.157 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009777
Street Address	25 LEEDOM RD
City	ELKTON
State	MD
Zip	21921-6568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 15 - .157 ACRE 25 LEEDOM ROAD ELKWOOD ESTATES
Legal Subdivision	LEEDOM ROAD ELKWOOD ESTATES
Legal Block	1
Legal Lot Number	15
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1023
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 LEEDOM RD, ELKTON, MD 21921-6568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Jun 30, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Book / Page	5261 / 498
Prior Transfer Date	Jun 9, 2022
Prior Transfer Doc	0051950097
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 17, 2022
Property Address	25 LEEDOM RD, ELKTON, MD 21921-6568
Document Number	0052610498
Book / Page	5261 / 498
Map Reference	MB RRC1 FO 84
Instrument Date	Nov 7, 2022
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 LEEDOM RD, ELKTON, MD 21921-6568

Mortgage

Document Number	0052610502
Date	Nov 17, 2022
Instrument	5261-0502

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	25 LEEDOM RD, ELKTON, MD 21921-6568
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050440022
Date	Nov 29, 2021
Book Page	5044/22

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Jun 30, 2022
Property Address	25 LEEDOM RD, ELKTON, MD 21921-6568
Document Number	0051950097
Book / Page	5195 / 97
Map Reference	MB RRC 1 FO 84
Instrument Date	Jun 9, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 LEEDOM RD, ELKTON, MD 21921-6568

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,792.00 (+15.32%)	$165,333 (+16.38%)	$188,600 (-) Land $58,400 Building $130,200
2025	$1,554.00 (+157.71%)	$142,067 (+20.4%)	$188,600 (+58.75%) Land $58,400 Building $130,200
2023	$603.00	$118,000	$118,800 Land $41,000 Building $77,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber, T-Mobile.

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