25 Lawrence St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 25 Lawrence St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,955 sqft · built 1943
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$181,500 (Aug 2003)
Tax Bill	$7,839 (2025)
Deeds & Mortgages	Feb 2022 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:634Z B:44`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:634Z B:44`
Alternative APN	`M:115 B:1 L:4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,955 sqft Living Area
Gross Area	3,386 sqft
1st Floor Area	1,097 sqft
Basement Area	665 sqft
Unfinished Basement	217 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	25 LAWRENCE ST
City	CONCORD
State	NH
Zip	03301-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	44
Legal Lot Number	4
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3012
Census Tract	44100

Owner

25 Lawrence St is owned and occupied by two individuals who acquired it in April 2020.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 LAWRENCE ST, CONCORD, NH 03301-5323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage EASTERN BK
Apr 20, 2020	Quit Claim Deed, Transfer CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2003 · Amount on File
Deed Sale	Aug 1, 2003 · Amount on File
Prior Sale	Mar 15, 2001 · Amount on File
Deed Book / Page	2544 / 777
Last Transfer Date	Apr 15, 2020
Transfer Doc	0000007155
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	25 LAWRENCE ST, CONCORD, NH 03301-5323
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002534
Date	Feb 3, 2022
Book Page	3780/1424
Instrument	202200002534

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	25 LAWRENCE ST, CONCORD, NH 03301-5323
Document Number	0036792853
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 LAWRENCE ST CONCORD NH 033015323, CONCORD, NH 03301-5323

Mortgage

Document Number	0036792853
Date	Jun 5, 2020
Book Page	003679/002853
Instrument	10752

Lender

Name	EASTERN BK
Type	Bank
Address	LYNN, MA 01901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 20, 2020
Property Address	25 LAWRENCE ST, CONCORD, NH 03301-5323
Document Number	0036730210
Book / Page	003673 / 000210
Instrument Date	Apr 15, 2020
Instrument	7155
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 LAWRENCE ST CONCORD NH 033015323, CONCORD, NH 03301-5323

Mortgage

Document Number	36730212
Date	Apr 20, 2020
Book Page	003673/000212
Instrument	7156

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 19, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 25 Lawrence St was $7,839, up 5.1% from the year before.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,839.00 (+5.12%)	$269,300 (-) Land $102,100 Building $167,200
2024	$7,457.00 (+3.1%)	$269,300 (-) Land $102,100 Building $167,200
2023	$7,233.00 (+3.74%)	$269,300 (-) Land $102,100 Building $167,200	$386,080
2022	$6,972.00	$269,300 Land $102,100 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Lawrence St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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