25 Lawrence Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 25 Lawrence Ave, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,414 sqft · built 2020
Lot Size	0.212 acres (9,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,163 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-08327160`

Property Details

APN / Parcel Number

Primary APN	`02-047-08327160`
Alternative APNs	`2-047-08327160` `04708327160`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,250 sqft (0.212 acres)
Porch	Open Porch
Porch Area	248 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04708327160
Street Address	25 LAWRENCE AVE
City	ANNAPOLIS
State	MD
Zip	21403-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 42 SC 6 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	42
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4018
Census Tract	702602

Owner

25 Lawrence Ave is owned and occupied by two individuals who acquired it in January 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 LAWRENCE AVE, ANNAPOLIS, MD 21403-4418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jan 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 17, 2019
Transfer Doc	0328180377
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	25 LAWRENCE AVE, ANNAPOLIS, MD 21403-4418
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0329110493
Date	Feb 28, 2019
Book Page	32911/493

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	25 LAWRENCE AVE, ANNAPOLIS, MD 21403-4418
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371480433
Date	Jul 7, 2021
Book Page	37148/433

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 17, 2019
Property Address	25 LAWRENCE AVE, ANNAPOLIS, MD 21403-4418
Document Number	0328180377
Book / Page	032818 / 000377
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 LAWRENCE AVE ANNAPOLIS MD 21403, ANNAPOLIS, MD 21403

Tax Assessment & Valuation

The 2025 property tax bill for 25 Lawrence Ave was $10,163 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,018,800 (+8%) Land $801,100 Building $217,700	$1,018,800 (-) Land $801,100 Building $217,700
2025	$10,163.00 (+2.23%) Homeowner's exemption	$943,367	$1,018,800 Land $801,100 Building $217,700
2024	$9,941.00 (+21.68%)
2023	$8,170.00 Homeowner's exemption	$792,500 Land $618,800 Building $173,700	$792,500 Land $618,800 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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