25 Lanza Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 25 Lanza Ave, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1921
Lot Size	0.134 acres (5,824 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2018)
Tax Bill	$9,125 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00203-01-00016`

Property Details

APN / Parcel Number

Primary APN	`21-00203-01-00016`
Alternative APNs	`2100203000100016` `005452`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,824 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	005452
Street Address	25 LANZA AVE
City	GARFIELD
State	NJ
Zip	07026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5824 SF 17
Legal Subdivision	SADDLE RIVER LAND CO
Legal Block	203
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1004
Census Tract	21200

Owner

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 LANZA AVE, GARFIELD, NJ 07026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jan 24, 2020	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Dec 13, 2018	Trustee's Deed, Foreclosure · Stand-Alone Refinance FINANCE AMERICA CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	20188767601
Deed Book / Page	3130 / 1490
Prior Transfer Date	Dec 6, 2018
Prior Transfer Doc	0031301498
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	25 LANZA AVE, GARFIELD, NJ 07026
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044170885
Date	Oct 15, 2021
Book Page	4417/885
Instrument	2021157757

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	25 LANZA AVE, GARFIELD, NJ 07026
Document Number	0035381644
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	25 LANZA AVE GARFIELD NJ 07026, GARFIELD, NJ 07026

Mortgage

Document Number	0035381644
Date	Mar 10, 2020
Book Page	003538/001644
Instrument	20028596

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 13, 2018
Property Address	25 LANZA AVE, GARFIELD, NJ 07026
Document Number	0031301490
Book / Page	3130 / 1490
Instrument Date	Dec 6, 2018
Instrument	2018-087676.01
Transaction Type	Foreclosure
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LANZA AVE, GARFIELD, NJ 07026

Mortgage

Document Number	0031301498
Date	Dec 13, 2018
Book Page	3130/1498
Instrument	2018-087676.02

Lender

Name	FINANCE AMERICA CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,300 (-) Land $122,700 Building $139,600	$262,300 (-) Land $122,700 Building $139,600
2025	$9,125.00 (+4.26%)	$262,300 (-) Land $122,700 Building $139,600	$262,300 (-) Land $122,700 Building $139,600
2024	$8,752.00 (+6.98%)
2023		$262,300 Land $122,700 Building $139,600	$262,300 Land $122,700 Building $139,600
2022	$8,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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