25 Lakeside Dr, Bluffton, IN 46714 Property Records

Wells County property record for 25 Lakeside Dr, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1978
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on File
Tax Bill	$522 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-34-100-002.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-34-100-002.000-010`
Alternative APNs	`00001574982` `0050364801`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	200 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001574982
Street Address	25 LAKESIDE DR
City	BLUFFTON
State	IN
Zip	46714-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE ADDITION LOT 2 - .64 ACRES
Legal Subdivision	LAKESIDE ADDITION
Legal Lot Number	2
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2032
Census Tract	40400

Owner

25 Lakeside Dr is owned by a company that acquired it in November 2025 and is owner-occupied.

Source: Wells County records, as of June 26, 2026

Owner of Record	Company Name on File
Mailing Address	25 LAKESIDE DR, BLUFFTON, IN 46714-1229
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Nov 4, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025
Deed Sale	Nov 4, 2025
Prior Sale	Sep 1, 2021 · Amount on File
Deed Document Number	20253638
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	25 LAKESIDE DR, BLUFFTON, IN 46714-1229
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020260036
Date	Jan 5, 2026
Instrument	20260036

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	25 LAKESIDE DR, BLUFFTON, IN 46714-1229
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000142/6
Date	Jun 14, 2017
Book Page	142/6
Instrument	000958330015

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Nov 4, 2025
Property Address	25 LAKESIDE DR, BLUFFTON, IN 46714-1229
Document Number	0020253638
Map Reference	PB 4 PG 47
Instrument Date	Oct 23, 2025
Instrument	20253638
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N MARION ST, BLUFFTON, IN 46714-1922
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Sep 1, 2021
Property Address	25 LAKESIDE DR, BLUFFTON, IN 46714-1229
Document Number	0020213978
Map Reference	PB 4 PG 47
Instrument Date	Aug 27, 2021
Instrument	20213978
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LAKESIDE DR, BLUFFTON, IN 46714-1229

Mortgage

Document Number	0020213979
Date	Sep 1, 2021
Instrument	20213979

Lender

Name	CITIZENS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Lakeside Dr was $522 with a homeowner's exemption, down 5.4% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 (-5.43%) Homeowner's exemption	$114,400 (-2.8%) Land $10,800 Building $103,600	$114,400 (-2.8%) Land $10,800 Building $103,600
2024	$552.00 Homeowner's exemption	$117,700 (+11.46%) Land $10,800 Building $106,900	$117,700 (+11.46%) Land $10,800 Building $106,900
2023		$105,600 (-1.03%) Land $10,800 Building $94,800	$105,600 (-1.03%) Land $10,800 Building $94,800
2022	$432.00	$106,700 Land $10,800 Building $95,900	$106,700 Land $10,800 Building $95,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Lakeside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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