25 Key Ct, Oakland, CA 94605 Property Records

Alameda County property record for 25 Key Ct, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,596 sqft · built 1962
Lot Size	0.239 acres (10,428 sqft)
Owner	2 Trust Names on File
Last Sale	$255,000 (Jul 1998)
Tax Bill	$8,463 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-6313-13`

Property Details

APN / Parcel Number

Primary APN	`48-6313-13`
Alternative APN	`048-6313-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,428 sqft (0.239 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 KEY CT
City	OAKLAND
State	CA
Zip	94605-5623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00019 BLK: TR: 2069
Legal Subdivision	TRACT 2069
Legal Tract	2069
Legal Lot Number	19
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4003
Census Tract	409900

Owner

25 Key Ct is held in a trust since April 2026.

Source: Alameda County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	25 KEY CT, OAKLAND, CA 94605-5623
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 1998 · Amount on File
Deed Sale	Jul 8, 1998 · Amount on File
Deed Document Number	1998238150
Last Transfer Date	Apr 14, 2026
Transfer Doc	0000048810
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 14, 2026
Property Address	25 KEY CT, OAKLAND, CA 94605-5623
Document Number	0000048811
Instrument Date	Apr 14, 2026
Instrument	202648811
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	25 KEY CT, OAKLAND, CA 94605-5623

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 14, 2026
Property Address	25 KEY CT, OAKLAND, CA 94605-5623
Document Number	0000048810
Instrument Date	Apr 14, 2026
Instrument	202648810
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 KEY CT, OAKLAND, CA 94605-5623

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	25 KEY CT, OAKLAND, CA 94605-5623
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 KEY CT, OAKLAND, CA 94605-5623

Mortgage

Document Number	0000060265
Date	Mar 23, 2022
Instrument	2022060265

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 10, 2062

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	25 KEY CT, OAKLAND, CA 94605-5623
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 KEY CT, OAKLAND, CA 94605-5623

Mortgage

Document Number	0000358593
Date	Nov 1, 2021
Instrument	2021358593

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 25 Key Ct was $8,463, up 5.4% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,855 (+2%) Land $122,321 Building $356,534
2025	$8,463.00 (+5.43%)	$469,466 Land $119,922 Building $349,544
2024	$8,027.00 (-3.73%)
2023	$8,338.00	$451,240 Land $115,267 Building $335,973	$1,051,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Key Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1983)
Most Recent Claim	Feb 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Key Ct is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Unwired, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Key Ct

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