25 Kelsey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 25 Kelsey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,766 sqft · built 2004
Lot Size	0.034 acres (1,523 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2023)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-060`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-060`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,766 sqft
Gross Area	2,505 sqft
1st Floor Area	739 sqft
2nd Floor Area	1,027 sqft

Exterior

Year Built	Built 2004
Exterior Material	Frame Siding
Lot Area	1,523 sqft (0.034 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	25 KELSEY CT
City	ALGONQUIN
State	IL
Zip	60102-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0032325 NELY 23.79FT SWLY 64.27FT LT 3 WINDING CREEK OF ALGONQUIN UNIT 2
Legal Subdivision	WINDING CRK/ALGONQUIN 02
Legal Lot Number	3
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25 KELSEY CT # 25, 25, ALGONQUIN, IL 60102-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage RICHARD BEGER
Aug 19, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	2023R0028976
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	25 KELSEY CT, ALGONQUIN, IL 60102-6810
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007799
Date	Feb 10, 2021
Instrument	2021R0007799

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 15, 2023
Property Address	25 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000028976
Map Reference	DOC 2003R0077181
Instrument Date	Nov 13, 2023
Instrument	2023R0028976
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 KELSEY CT # 25, 25, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000028977
Date	Nov 15, 2023
Instrument	2023R0028977

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate	7.5%

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Oct 7, 2020
Property Address	25 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000041447
Instrument Date	Aug 12, 2020
Instrument	41447
Transaction Type	Construction Loan
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000041447
Date	Oct 7, 2020
Instrument	41447

Lender

Name	RICHARD BEGER
Address	512 E THOMAS ST, ARLINGTON HEIGHTS, IL 60004-4811

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 19, 2020
Property Address	25 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000032325
Instrument Date	Aug 7, 2020
Instrument	32325
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11666 CENTENNIAL AVE HUNTLEY IL 601428184, HUNTLEY, IL 60142-8184

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$79,460 Land $14,925 Building $64,535	$238,380 Land $44,775 Building $193,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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