25 Keating Ln, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 25 Keating Ln, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,824 sqft · built 1995
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$348,950 (Nov 2002)
Tax Bill	$6,699 (2026)
Deeds & Mortgages	Sep 2024 Refinance Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:19 B:8 L:6`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:19 B:8 L:6`
Alternative APN	`M:0019 B:0008 L:0006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	25 KEATING LN
City	DRACUT
State	MA
Zip	01826-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	DEFINITIVE PLAN LAND DRACUT
Legal Block	8
Legal Lot Number	6
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3002
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	25 KEATING LN, DRACUT, MA 01826-1369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Oct 4, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2002 · Amount on Record
Deed Sale	Nov 25, 2002 · Amount on Record
Prior Sale	Apr 14, 1995 · Amount on Record
Deed Book / Page	14070 / 160
Last Transfer Date	Sep 30, 2019
Transfer Doc	33423-76
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	25 KEATING LN, DRACUT, MA 01826-1369
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038769-276
Date	Sep 23, 2024
Book Page	38769/276
Instrument	29127

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	25 KEATING LN, DRACUT, MA 01826-1369
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00037800-1
Date	Apr 27, 2023
Book Page	37800/1
Instrument	11561

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 4, 2019
Property Address	25 KEATING LN, DRACUT, MA 01826-1369
Document Number	33423-76
Book / Page	33423 / 76
Instrument Date	Sep 30, 2019
Instrument	43413
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 KEATING LN, DRACUT, MA 01826-1369

Mortgage

Document Number	33423-80
Date	Oct 4, 2019
Book Page	33423/80
Instrument	43414

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,699.00 (+1.25%)	$692,800 (+5.97%) Land $278,800 Building $414,000	$713,450 (-)
2025	$6,616.00 (+3.78%)	$653,800 (+7.18%) Land $255,800 Building $398,000	$713,450 (+12.95%)
2024	$6,375.00 (+0.52%)	$610,000 (+11.37%) Land $243,800 Building $366,200	$631,655
2023	$6,342.00	$547,700 Land $212,200 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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