25 Kear Dr, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 25 Kear Dr, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,336 sqft · built 2004
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Dec 2003)
Tax Bill	$7,742 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0008 L:0044`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0008 L:0044`
Alternative APN	`2148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2148
Street Address	25 KEAR DR
City	EASTHAM
State	MA
Zip	02642-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	44
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	1
Census Block	1036
Census Tract	10306

Owner

25 Kear Dr is owned and occupied by two individuals who bought it in December 2003.

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 KEAR DR, EASTHAM, MA 02642-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE COD FIVE CENTS SAVINGS BANK
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 18, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIRST CITIZENS FCU
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2003 · Amount on File
Deed Sale	Dec 19, 2003 · Amount on File
Prior Sale	May 18, 2001 · Amount on File
Deed Book / Page	18052 / 314
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	25 KEAR DR, EASTHAM, MA 02642-2743
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035468-317
Date	Nov 7, 2022
Book Page	35468/317
Instrument	54842

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	25 KEAR DR, EASTHAM, MA 02642-2743
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034323-77
Date	Jul 26, 2021
Book Page	34323/77
Instrument	49229

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	25 KEAR DR, EASTHAM, MA 02642-2743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32557-97
Date	Dec 18, 2019
Book Page	32557/97
Instrument	64617

Lender

Name	FIRST CITIZENS FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	25 KEAR DR, EASTHAM, MA 02642-2743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32449-339
Date	Nov 7, 2019
Book Page	32449/339
Instrument	55872

Lender

Name	FIRST CITIZENS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Kear Dr was $7,742, up 12.5% from the year before.

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,742.00 (+12.48%)	$1,004,200 (+2.27%) Land $309,300 Building $694,900	$1,002,630
2024	$6,883.00 (+9.12%)	$981,900 (+12.69%) Land $300,300 Building $681,600
2023	$6,308.00	$871,300 Land $278,000 Building $593,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Kear Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Kear Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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