25 Kardas Rd, Valley Falls, NY 12185 Property Records

Rensselaer County and Schaghticoke Town property record for 25 Kardas Rd, Valley Falls, NY 12185

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,850 sqft · built 1970
Lot Size2 acres (87,120 sqft)
Owner2 Company Names on File
Tax Bill$7,289 (2026)
Deeds & MortgagesDec 2025 Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN384289 12.-2-9

Property Details

APN / Parcel Number

Primary APN384289 12.-2-9
Alternative APN
  • 315J104310

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,850 sqft Total Area
1st Floor Area1,850 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area87,120 sqft (2 acres)
Lot Width660 ft Width
Garage TypeMixed
Garage Area912 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J104310
Street Address25 KARDAS RD
CityVALLEY FALLS
StateNY
Zip12185-1700
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRA
Legal Block2
Legal Lot Number9.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group1
Census Block1023
Census Tract51901

Owner

25 Kardas Rd, a duplex, is owned by a company that acquired it in January 2020 and is owner-occupied.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record2 Company Names on File
Mailing Address25 KARDAS RD, VALLEY FALLS, NY 12185-1700
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage
MANUFACTURERS & TRADERS TRUST CO
Jan 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 16, 2020
Transfer Doc0090670298
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address25 KARDAS RD, VALLEY FALLS, NY 12185-1700
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111430032
DateDec 10, 2025
Book Page11143/32
Instrument2025-664939
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
AmountAmount on Record

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRENSSELAER NY
Recording DateJan 22, 2020
Property Address25 KARDAS RD, VALLEY FALLS, NY 12185-1700
Document Number0000563502
Book / Page009067 / 000298
Instrument DateJan 16, 2020
Instrument563502
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 KARDAS RD VALLEY FALLS NY 121851700, VALLEY FALLS, NY 12185-1700

Tax Assessment & Valuation

The 2026 property tax bill for 25 Kardas Rd was $7,289 with exemptions applied, up 0.9% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,289.00 (+0.87%) Homeowner's exemption Senior Citizen's exemption
2025$7,226.00$55,100 Land $8,600 Building $46,500$386,938 Land $60,393 Building $326,545
2023$55,100 Land $8,600 Building $46,500$343,302 Land $53,583 Building $289,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Kardas Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimMar 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Kardas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30
Hudson Valley Wireless
Fixed Wireless
163 / 93

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