25 Joan St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 25 Joan St, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,725 sqft · built 1963
Lot Size0.544 acres (23,694 sqft)
Owner2 Individual Names on File
Last Sale$204,000 (May 2001)
Tax Bill$5,998 (2026)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMAP 9

Property Details

APN / Parcel Number

Primary APNMAP 9
Alternative APN
  • WILB M:6000 B:25 L:2394

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,725 sqft Living Area
Gross Area3,393 sqft
1st Floor Area966 sqft
Basement Area966 sqft
Unfinished Basement466 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,694 sqft (0.544 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberMAP 9
Street Address25 JOAN ST
CityWILBRAHAM
StateMA
Zip01095-2036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR26
Legal Block25
Legal Lot Number2394
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group5
Census Block5026
Census Tract813601

Owner

25 Joan St is owned and occupied by two individuals who acquired it in August 2020.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address25 JOAN ST, WILBRAHAM, MA 01095-2036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2001 · Amount on File
Deed SaleMay 2, 2001 · Amount on File
Last Transfer DateAug 17, 2020
Transfer Doc0000222924
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address25 JOAN ST, WILBRAHAM, MA 01095-2036
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000222925
DateAug 17, 2020
Instrument222925
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 25 Joan St was $5,998, down 2.2% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,998.00 (-2.2%)$343,700 (+0.2%) Land $88,400 Building $255,300$374,554 (-14.36%)
2025$6,133.00 (-0.74%)$343,000 (+2.69%) Land $88,400 Building $254,600$437,380 (+2.81%)
2024$6,179.00 (+7.46%)$334,000 (+8.62%) Land $88,400 Building $245,600$425,410
2023$5,750.00$307,500 Land $88,400 Building $219,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Joan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Joan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILBRAHAM WATER DEPT (MWRA)
serves 8,533 people · EPA ID MA1339000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joan St

Nearby Streets

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