25 James St, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 25 James St, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1948
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,500 (Dec 2020)
Tax Bill	$10,498 (2025)
Deeds & Mortgages	Dec 2020 Sale Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134689-6262-02-780522-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6262-02-780522-0000`
Alternative APNs	`468900626200027805220000` `134689 6.262-2-780.522` `14780522`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14780522
Street Address	25 JAMES ST
City	POUGHKEEPSIE
State	NY
Zip	12603-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.35 AC
Legal Subdivision	THOMAS MACDONNELL
Legal Block	2
Legal Lot Number	780
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1011
Census Tract	140202

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 JAMES ST, POUGHKEEPSIE, NY 12603-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 17, 2018	Quit Claim Deed, Mortgage · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	May 4, 2010 · Amount on Record
Deed Document Number	202053214
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Dec 15, 2020
Property Address	25 JAMES ST, POUGHKEEPSIE, NY 12603-1524
Document Number	0000053214
Instrument Date	Dec 3, 2020
Instrument	53214
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 TOWN VIEW DR WAPPINGERS FALLS NY 125907020, WAPPINGERS FALLS, NY 12590-7020

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DUTCHESS NY
Recording Date	Dec 17, 2018
Property Address	25 JAMES ST, POUGHKEEPSIE, NY 12603-1524
Document Number	0000009528
Instrument Date	Oct 5, 2018
Instrument	9528
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	VANNATTA TITLE AGENCY/ NY INC, VANNATTA TITLE AGCY/ NY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 JAMES ST POUGHKEEPSIE NY 126031524, POUGHKEEPSIE, NY 12603-1524

Mortgage

Document Number	7961
Date	Dec 17, 2018
Instrument	7961

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,498.00 (+43.08%)	$321,000 (-) Land $74,100 Building $246,900	$360,700 (+12.37%)
2023		$321,000 (+11.07%) Land $74,100 Building $246,900	$321,000 (+11.07%) Land $74,100 Building $246,900
2022		$289,000 Land $67,300 Building $221,700	$289,000 Land $67,300 Building $221,700
2020	$7,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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