25 James Rd, Hardy, AR 72542 Property Records

Sharp County property record for 25 James Rd, Hardy, AR 72542

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2022)
Tax Bill	$23 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`127-00172-000`

Property Details

APN / Parcel Number

Primary APN	`127-00172-000`
Alternative APN	`16045`

Exterior

Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	25 JAMES RD
City	HARDY
State	AR
Zip	72542-9104
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	33,5,RIO VISTA SECOND
Legal Range	05
Legal Township	19
Legal Section	10
Legal Subdivision	RIO VISTA SECOND
Legal Block	5
Legal Lot Number	33
Jurisdiction	SHARP AR
Township / Civil Division	HARDY
Census Block Group	3
Census Block	3004
Census Tract	470201

Owner

Source: Sharp County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 JAMES RD, HARDY, AR 72542-9104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 22, 2023	Intrafamily Transfer, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 17, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Dec 4, 2020	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	20226431
Deed Book / Page	2022 / 20488
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	2020/21214
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Recording Date	May 29, 2026
Property Address	25 JAMES RD, HARDY, AR 72542-9104
Document Number	RB2026/10502
Book / Page	2026 / 10502
Instrument Date	May 12, 2026
Instrument	20262470
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 JAMES RD, HARDY, AR 72542-9104

Mortgage

Document Number	0000002470,
Date	May 29, 2026
Book Page	2026/10502
Instrument	20262470

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHARP AR
Recording Date	Dec 22, 2023
Property Address	25 JAMES RD, HARDY, AR 72542-9104
Document Number	2023/26772
Book / Page	2023 / 26772
Instrument Date	Dec 18, 2023
Instrument	2308552
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 JAMES RD, HARDY, AR 72542-9104

Mortgage

Document Number	0202326774
Date	Dec 22, 2023
Instrument	2023/26774

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHARP AR
Recording Date	Aug 17, 2022
Property Address	25 JAMES RD, HARDY, AR 72542-9104
Document Number	2022/20488
Book / Page	2022 / 20488
Instrument Date	Aug 16, 2022
Instrument	2206431
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3400 S BOWMAN RD APT 610, 610, LITTLE ROCK, AR 72211-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 JAMES RD, HARDY, AR 72542-9104

Mortgage

Document Number	0202220491
Date	Aug 17, 2022
Instrument	2022/20491

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2020: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SHARP AR
Recording Date	Dec 4, 2020
Property Address	25 JAMES RD, HARDY, AR 72542-9104
Document Number	2020/21214
Book / Page	2020 / 21214
Instrument Date	Dec 1, 2020
Instrument	2005456
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 JAMES RD, HARDY, AR 72542-9104
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sharp County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sharp County
Municipality	Hardy City
Unified School District	Highland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23.00	$600 (-) Land $600
2025	$23.00	$600 (-) Land $600
2023	$23.00	$600 Land $600	$3,000 Land $3,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (2011–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672
Water Source	Groundwater
Last State Inspection	Sep 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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