25 Independence Ln, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 25 Independence Ln, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1860
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jun 2025)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-50-0597-26`

Property Details

APN / Parcel Number

Primary APN	`R-50-0597-26`
Alternative APNs	`SKIN P:048-3 L:000172` `P:048=3 L:000172`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,134 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	750 sqft
Attic	Attic
Attic Area	270 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-50-0597-26
Street Address	25 INDEPENDENCE LN
City	WAKEFIELD
State	RI
Zip	02879-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	172
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	2
Census Block	2029
Census Tract	51201

Owner

25 Independence Ln is owned and occupied by two individuals who bought it in June 2025.

Source: South Kingstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 INDEPENDENCE LN, WAKEFIELD, RI 02879-2345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MORTGAGE COMPANY
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Jan 5, 2017	Warranty Deed, Transfer COASTWAY COMMERCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	Jan 5, 2017 · Amount on File
Deed Document Number	202538582
Deed Book / Page	1906 / 2
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	25 INDEPENDENCE LN, SOUTH KINGSTOWN, RI 02879-2345
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001925-512
Date	Feb 9, 2026
Book Page	1925/512
Instrument	42395

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	25 INDEPENDENCE LN, SOUTH KINGSTOWN, RI 02879-2345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1769-83
Date	Dec 15, 2020
Book Page	1769/83
Instrument	10876

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Jan 5, 2017
Property Address	25 INDEPENDENCE LN, SOUTH KINGSTOWN, RI 02879-2345
Document Number	1631-161
Book / Page	1631 / 161
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16310163
Date	Jan 5, 2017
Instrument	01631/0163

Lender

Name	COASTWAY COMMERCIAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 25 Independence Ln was $2,964.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00	$331,500 Land $139,800 Building $191,700	$447,496
2023	$2,806.00 (+0.94%)	$253,900 (-) Land $107,500 Building $146,400
2022	$2,780.00	$253,900 Land $107,500 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Independence Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Independence Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNIVERSITY OF RHODE ISLAND state or territorial government · serves 19,354 people · EPA ID RI1858422
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

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