25 Howe Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 25 Howe Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,399 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Mar 2025)
Tax Bill	$13,009 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01903-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`13-01903-0000-00022`
Alternative APN	`130190300022`

Interior

Stories	2 Stories
Building Area	2,399 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130190300022
Street Address	25 HOWE AVE
City	MONTCLAIR
State	NJ
Zip	07042-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	1903
Legal Lot Number	22
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 HOWE AVE, MONTCLAIR, NJ 07042-1649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Dec 22, 2018	Deed of Trust, Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 22, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	202515320
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000060128
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOWE AVE MONTCLAIR NJ 070421649, MONTCLAIR, NJ 07042-1649

Mortgage

Document Number	0000060128
Date	Jun 30, 2020
Instrument	60128

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	660 Months
Due	Jun 29, 2075

Interest

Rate Type	Adjustable Rate
Rate	3.34%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000060127
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOWE AVE MONTCLAIR NJ 070421649, MONTCLAIR, NJ 07042-1649

Mortgage

Document Number	0000060127
Date	Jun 30, 2020
Instrument	60127

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	660 Months
Due	Jun 29, 2075

Interest

Rate Type	Adjustable Rate
Rate	3.34%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000001976
Instrument Date	Dec 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOWE AVE MONTCLAIR NJ 070421649, MONTCLAIR, NJ 07042-1649

Mortgage

Document Number	0000001976
Date	Jan 8, 2019
Instrument	1976

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	672 Months
Due	Jan 7, 2075

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 HOWE AVE, MONTCLAIR, NJ 07042-1649
Document Number	0000001975
Instrument Date	Dec 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOWE AVE MONTCLAIR NJ 070421649, MONTCLAIR, NJ 07042-1649

Mortgage

Document Number	0000001975
Date	Jan 8, 2019
Instrument	1975

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	672 Months
Due	Jan 7, 2075

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $187,500 Building $182,500	$370,000 (-) Land $187,500 Building $182,500
2025	$13,009.00 (+3.32%)	$370,000 (-) Land $187,500 Building $182,500	$370,000 (-) Land $187,500 Building $182,500
2024	$12,591.00 (+5.67%)
2023		$370,000 Land $187,500 Building $182,500	$370,000 Land $187,500 Building $182,500
2022	$11,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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