25 Howard Dr, Canton, NC 28716 Property Records

Haywood County property record for 25 Howard Dr, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1930
Lot Size	0.566 acres (24,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Jul 2017)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8657-31-0436`

Property Details

APN / Parcel Number

Primary APN	`8657-31-0436`
Alternative APNs	`265031` `286157`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	986 sqft Heated Area
Gross Area	1,494 sqft
1st Floor Area	952 sqft
Upper Floors Area	952 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Asphalt
Lot Area	24,646 sqft (0.566 acres)
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	286157
Street Address	31 HOWARD DR
City	CANTON
State	NC
Zip	28716-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNC2
Legal Description	25 HOWARD DR
Legal Subdivision	C J JEFFRESS
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2001
Census Tract	920400

Owner

Source: Haywood County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 HOWARD DR, CANTON, NC 28716-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 13, 2024	Intrafamily Transfer, Transfer · Line of Credit STATE EMPLOYEES CU
Dec 16, 2020	Quit Claim Deed, Transfer CHAMPION CU
Jul 31, 2018	Deed of Trust, Mortgage CHAMPION CU
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit CHAMPION CU
Jul 26, 2017	Warranty Deed, Transfer CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Jun 23, 1992
Deed Document Number	20176702
Deed Book / Page	933 / 86
Last Transfer Date	Nov 6, 2024
Transfer Doc	0011172210
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	31 HOWARD DR, CANTON, NC 28716-4203
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011382282
Date	Oct 17, 2025
Book Page	1138/2282
Instrument	2025008930

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Nov 13, 2024
Property Address	31 HOWARD DR, CANTON, NC 28716-4203
Document Number	0011172210
Book / Page	1117 / 2210
Map Reference	MB A PG 91
Instrument Date	Nov 6, 2024
Instrument	2024009102
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 HOWARD DR, CANTON, NC 28716-4203

Mortgage

Document Number	2024009103
Date	Nov 13, 2024
Instrument	2024009103

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 16, 2020
Property Address	25 HOWARD DR, CANTON, NC 28716-4203
Document Number	0010161631
Book / Page	001016 / 001631
Instrument Date	Dec 11, 2020
Instrument	13392
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 HOWARD DR CANTON NC 287164203, CANTON, NC 28716-4203

Mortgage

Document Number	10161635
Date	Dec 16, 2020
Book Page	001016/001635
Instrument	13393

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	25 HOWARD DR, CANTON, NC 28716-4203
Document Number	0009562374
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 HOWARD DR CANTON NC 287164203, CANTON, NC 28716-4203

Mortgage

Document Number	0009562374
Date	Aug 6, 2018
Book Page	000956/002374
Instrument	6919

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	25 HOWARD DR, CANTON, NC 28716-4203
Document Number	0009461427
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HOWARD DR CANTON NC 287164203, CANTON, NC 28716-4203

Mortgage

Document Number	0009461427
Date	Feb 26, 2018
Book Page	000946/001427
Instrument	1546

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2043

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 26, 2017
Property Address	25 HOWARD DR, CANTON, NC 28716-4203
Document Number	0009330086
Book / Page	000933 / 000086
Instrument Date	Jul 26, 2017
Instrument	6702
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 HOWARD DR CANTON NC 287164203, CANTON, NC 28716-4203

Mortgage

Document Number	9330092
Date	Jul 26, 2017
Book Page	000933/000092
Instrument	6703

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,200 (-) Land $19,100 Building $126,100
2025	$1,116.00	$145,200 (-) Land $19,100 Building $126,100	$145,200 (-) Land $19,100 Building $126,100
2023		$145,200 Land $19,100 Building $126,100	$145,200 (-) Land $19,100 Building $126,100
2021			$145,200 Land $19,100 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	37 (1983–2024)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Remnants Of Tropical Storm Fred, Aug 2021 · 9 claims Tropical Storm Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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