25 Holm Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 25 Holm Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,449 sqft · built 1959
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (May 2026)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`015-304-14`

Property Details

APN / Parcel Number

Primary APN	`015-304-14`
Alternative APN	`015-304-14-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,449 sqft Living Area
Gross Area	1,890 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 HOLM RD
City	WATSONVILLE
State	CA
Zip	95076-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	M34-23, RECORD OF SURVEY
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1005
Census Tract	110601

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 HOLM RD, WATSONVILLE, CA 95076-2407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage ML MORTGAGE CORPORATION
May 18, 2026	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	202611202
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	0000072872
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 18, 2026
Property Address	25 HOLM RD, WATSONVILLE, CA 95076-2407
Document Number	0000011202
Instrument Date	May 15, 2026
Instrument	202611202
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,436.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25 HOLM RD, WATSONVILLE, CA 95076-2407

Mortgage

Document Number	0000011203,
Date	May 18, 2026
Instrument	202611203

Lender

Name	ML MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SANTA CRUZ CA
Recording Date	May 18, 2026
Property Address	25 HOLM RD, WATSONVILLE, CA 95076-2407
Document Number	0000011201
Instrument Date	May 11, 2026
Instrument	202611201
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,680 (+2%) Land $39,036 Building $103,644
2025	$1,887.00 (+14.99%) Homeowner's exemption	$139,882 (+4.04%) Land $38,271 Building $101,611
2024	$1,641.00 (+1.67%)
2023	$1,614.00 (+1.96%) Homeowner's exemption	$134,451 Land $36,785 Building $97,666	$538,290
2022	$1,583.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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