Monmouth County and Middletown Township property record for 25 Hilltop Cir, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 3,404 sqft · built 2023 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Apr 2022) |
| Tax Bill | $19,730 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01075-0000-00004 |
| Primary APN | 32-01075-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,404 sqft Living Area |
| 1st Floor Area | 3,404 sqft |
| Basement Area | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 175 ft deep x 120 ft wide |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Patio Area | 774 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1155 |
|---|---|
| Street Address | 25 HILLTOP CIR |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | HILL TOP ACRES SEC 2 |
| Legal Block | 1075 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 801500 |
25 Hilltop Cir is owned and occupied by two individuals who bought it in April 2022.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 HILLTOP CIR, LINCROFT, NJ 07738-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MTG |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Apr 27, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on File |
| Deed Sale | Apr 20, 2022 · Amount on File |
| Prior Sale | Apr 27, 2017 · Amount on File |
| Deed Document Number | 202244025 |
| Deed Book / Page | 9591 / 2248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 20, 2022 |
| Property Address | 25 HILLTOP CIR, LINCROFT, NJ 07738-1444 |
| Document Number | 0095912248 |
| Book / Page | 9591 / 2248 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022044025 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | INTACT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,556.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 LISK CT, 4, LINCROFT, NJ 07738-1360 |
| Name | Verified Name |
|---|---|
| Address | 25 HILLTOP CIR, LINCROFT, NJ 07738-1444 |
| Document Number | 2022044026 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022044026 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 25 HILLTOP CIR, LINCROFT, NJ 07738-1444 |
| Document Number | 0000100328 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 HILLTOP CIR LINCROFT NJ 077381444, LINCROFT, NJ 07738-1444 |
| Document Number | 0000100328 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 009438/008697 |
| Instrument | 100328 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 3, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 25 HILLTOP CIR, LINCROFT, NJ 07738-1444 |
| Document Number | 0000081348 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | SEBER TITLE AGENCY LLC, SEBER TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 HILLTOP CIR LINCROFT NJ 077381444, LINCROFT, NJ 07738-1444 |
| Document Number | 0000081348 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 009366/005734 |
| Instrument | 81348 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 27, 2017 |
| Property Address | 25 HILLTOP CIR, LINCROFT, NJ 07738-1444 |
| Document Number | 0000043149 |
| Book / Page | 009224 / 006759 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 43149 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | TRIDENT ABSTRACT COMPANY, TRIDENT ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 HILLTOP CIR LINCROFT NJ 077381444, LINCROFT, NJ 07738-1444 |
| Document Number | 43150 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 009224/006770 |
| Instrument | 43150 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
The 2025 property tax bill for 25 Hilltop Cir was $19,730, up 15.5% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,243,500 (+1.73%) Land $516,000 Building $727,500 | $1,243,500 (+1.73%) Land $516,000 Building $727,500 | |
| 2025 | $19,730.00 (+15.55%) | $1,222,400 Land $522,000 Building $700,400 | $1,222,400 Land $522,000 Building $700,400 |
| 2024 | $17,075.00 | ||
| 2023 | $589,000 Land $335,000 Building $254,000 | $589,000 Land $335,000 Building $254,000 | |
| 2022 | $9,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Hilltop Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Hilltop Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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