25 Heritage Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 25 Heritage Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,940 sqft · built 1975
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$347,250 (Aug 2020)
Tax Bill	$8,212 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:018-06880 B:99 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-06880 B:99 L:0`
Alternative APNs	`LUDL M:18 B:6880 P:99` `3993`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	6,872 sqft
Basement Area	1,940 sqft
Unfinished Basement	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3993
Street Address	25 HERITAGE DR
City	LUDLOW
State	MA
Zip	01056-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	6880
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2004
Census Tract	810414

Owner

25 Heritage Dr is owned and occupied by an individual who bought it in August 2020.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25 HERITAGE DR, LUDLOW, MA 01056-1127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Sep 30, 2004 · Amount on File
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 4, 2020
Property Address	25 HERITAGE DR, LUDLOW, MA 01056-1127
Document Number	23348-326
Book / Page	23348 / 326
Instrument Date	Aug 4, 2020
Instrument	42545
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 WILDERMERE ST, CHICOPEE, MA 01020-4119

Mortgage

Document Number	42546
Date	Aug 4, 2020
Instrument	42546

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 25 Heritage Dr was $8,212, up 0.1% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,212.00 (+0.09%)	$512,900 (+8.46%) Land $106,400 Building $406,500	$483,226 (-4.15%)
2025	$8,205.00 (+5.04%)	$472,900 (+9.52%) Land $96,700 Building $376,200	$504,165 (+4.51%)
2024	$7,811.00 (+2.9%)	$431,800 (+10.97%) Land $96,600 Building $335,200	$482,410
2023	$7,591.00	$389,100 Land $84,800 Building $304,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Heritage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Heritage Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Heritage Dr

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