25 Henry St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 25 Henry St, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 728 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Sep 2023)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-01-124.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-01-124.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	728 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	25 HENRY ST
City	ELSMERE
State	KY
Zip	41018-2369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ERLANGER LOTS 824 & 827
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	824-827
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2004
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3273 HIGH RIDGE DR, TAYLOR MILL, KY 41015-4412
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Nov 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 15, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	2023181
Deed Book / Page	246 / 225
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000000170
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 8, 2020
Property Address	25 HENRY ST, ELSMERE, KY 41018-2369
Document Number	0000000039
Book / Page	000059 / 000602
Instrument Date	Dec 4, 2020
Instrument	39
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HENRY ST ELSMERE KY 410182369, ELSMERE, KY 41018-2369

Mortgage

Document Number	40
Date	Dec 8, 2020
Book Page	00M137/000474
Instrument	40

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 27, 2018
Property Address	25 HENRY ST, ELSMERE, KY 41018-2369
Document Number	0000000170
Book / Page	0C6552 / 000342
Instrument Date	Nov 15, 2018
Instrument	170
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10383 LYNCHBURG DR INDEPENDENCE KY 410517819, INDEPENDENCE, KY 41051-7819

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Nov 15, 2018
Property Address	25 HENRY ST, ELSMERE, KY 41018-2369
Document Number	0000000047
Book / Page	0C6545 / 000181
Instrument Date	Jul 16, 2018
Instrument	47
Transaction Type	Foreclosure
Record Updated	Dec 3, 2018

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10383 LYNCHBURG DR INDEPENDENCE KY 410517819, INDEPENDENCE, KY 41051-7819

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-) Land $20,000 Building $205,000	$225,000 (-) Land $20,000 Building $205,000
2025	$3,417.00 (+21.91%)	$225,000 (+20.32%) Land $20,000 Building $205,000	$225,000 (+20.32%) Land $20,000 Building $205,000
2023	$2,803.00	$187,000 Land $20,000 Building $167,000	$187,000 Land $20,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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