25 Hemlock Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 25 Hemlock Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,000 sqft · built 1985
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,176 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00061-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00061-0000-00003`
Alternative APNs	`210006100003` `033560`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	033560
Street Address	25 HEMLOCK RD
City	HOWELL
State	NJ
Zip	07731-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	TOWNSHIP/HOWELL
Legal Block	61
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3028
Census Tract	811200

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 HEMLOCK RD, HOWELL, NJ 07731-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Oct 6, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK
Oct 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	25 HEMLOCK RD, HOWELL, NJ 07731-1436
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HEMLOCK RD, HOWELL, NJ 07731-1436

Mortgage

Document Number	0095732595
Date	Jan 21, 2022
Book Page	9573/2595
Instrument	2022007756

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 21, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	25 HEMLOCK RD, HOWELL, NJ 07731-1436
Document Number	0000087816
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HEMLOCK RD HOWELL NJ 077311436, HOWELL, NJ 07731-1436

Mortgage

Document Number	0000087816
Date	Aug 11, 2020
Book Page	009432/007682
Instrument	87816

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	25 HEMLOCK RD, HOWELL, NJ 07731-1436
Document Number	0000104864
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HEMLOCK RD HOWELL NJ 077311436, HOWELL, NJ 07731-1436

Mortgage

Document Number	0000104864
Date	Oct 25, 2018
Book Page	009318/000883
Instrument	104864

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	25 HEMLOCK RD, HOWELL, NJ 07731-1436
Document Number	0000104869
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HEMLOCK RD HOWELL NJ 077311436, HOWELL, NJ 07731-1436

Mortgage

Document Number	0000104869
Date	Oct 25, 2018
Book Page	009318/001029
Instrument	104869

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,500 (+0.39%) Land $307,200 Building $229,300	$536,500 (+0.39%) Land $307,200 Building $229,300
2025	$9,176.00 (+4.4%)	$534,400 (+18.76%) Land $307,200 Building $227,200	$534,400 (+18.76%) Land $307,200 Building $227,200
2024	$8,789.00 (+7.97%)
2023		$450,000 Land $232,200 Building $217,800	$450,000 Land $232,200 Building $217,800
2022	$8,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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