25 Harvard St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 25 Harvard St, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	2,408 sqft · built 1954
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Aug 2016)
Tax Bill	$17,183 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00007-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`08-00007-0000-00044`
Alternative APNs	`080000700044` `019800`

Interior

Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	019800
Street Address	25 HARVARD ST
City	CRESSKILL
State	NJ
Zip	07626-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	75X130 3.3L L45
Legal Subdivision	CRESSKILL SLOPE PROP SEC 2
Legal Block	7
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	3
Census Block	3026
Census Tract	8001

Owner

25 Harvard St is owned and occupied by two individuals who bought it in August 2016.

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 HARVARD ST, CRESSKILL, NJ 07626-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016 · Amount on File
Deed Sale	Aug 17, 2016 · Amount on File
Deed Document Number	201661023
Deed Book / Page	2345 / 188
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	25 HARVARD ST, CRESSKILL, NJ 07626-1121
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044981826
Date	Dec 20, 2021
Book Page	4498/1826
Instrument	2021182982

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 25 Harvard St was $17,183, up 6.1% from the year before.

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,500 (+6.89%) Land $473,800 Building $335,700	$809,500 (+6.89%) Land $473,800 Building $335,700
2025	$17,183.00 (+6.12%)	$757,300 Land $397,500 Building $359,800	$757,300 Land $397,500 Building $359,800
2024	$16,192.00
2023		$670,700 Land $331,300 Building $339,400	$670,700 Land $331,300 Building $339,400
2022	$15,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Harvard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Harvard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20