25 Harvard Rd, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 25 Harvard Rd, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 1957
Lot Size	0.349 acres (15,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Oct 2020)
Tax Bill	$16,982 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00122-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`03-00122-0000-00008`
Alternative APNs	`030012200008` `0243007`

Interior

Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Lot Area	15,194 sqft (0.349 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0243007
Street Address	25 HARVARD RD
City	CRANFORD
State	NJ
Zip	07016-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMPUS ESTATES
Legal Block	122
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	2
Census Block	2004
Census Tract	37100

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 HARVARD RD, CRANFORD, NJ 07016-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Aug 5, 1994 · Amount on Record
Deed Document Number	2020329178
Deed Book / Page	6386 / 100
Prior Transfer Date	Jul 8, 2006
Prior Transfer Doc	0055940411
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 19, 2020
Property Address	25 HARVARD RD, CRANFORD, NJ 07016-1550
Document Number	0063860100
Book / Page	6386 / 100
Instrument Date	Oct 13, 2020
Instrument	329178
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 VILLAMAR DR, 2200, LELAND, NC 28451-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HARVARD RD, CRANFORD, NJ 07016-1550

Mortgage

Document Number	701367
Date	Oct 19, 2020
Instrument	701367

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,300 (-) Land $114,000 Building $120,300	$234,300 (-) Land $114,000 Building $120,300
2025	$16,982.00 (+6.92%)	$234,300 (-) Land $114,000 Building $120,300	$234,300 (-) Land $114,000 Building $120,300
2024	$15,883.00 (+2.53%)
2023		$234,300 Land $114,000 Building $120,300	$234,300 Land $114,000 Building $120,300
2022	$15,491.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1980–2021)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250