Mitchell County property record for 25 Harris Hts, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,995 sqft Living Area |
| Lot Size | 57,499 sqft (1.32 acres) |
| Last Sale | $190,000 (2023) |
| Tax Bill | $1,469.00 (2025) |
| Primary APN | 0880-19-50-8994 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,995 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood Construction |
| Lot Area | 57,499 sqft (1.32 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 555785098 |
|---|---|
| Street Address | 25 HARRIS HTS |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8809 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HWY 19E |
| Legal Subdivision | BOUNDARY SURVEY FOR DALE DUNCAN |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-19-50-8994
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 HARRIS HTS, SPRUCE PINE, NC 28777-8809 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 12, 2020 | Intrafamily Transfer, Transfer |
| Mar 12, 2020 | Warranty Deed, Transfer |
| Mar 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Mar 12, 2020 · Amount on Record |
| Deed Doc Number | 20231679 |
| Deed Book / Page | 660 / 854 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 21, 2023 |
| Property Address | 25 HARRIS HTS, SPRUCE PINE, NC 28777-8809 |
| Document Number | 000660/854 |
| Book / Page | 660 / 854 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023001679 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777 |
| Name | Verified Name |
|---|---|
| Address | 24 HARRIS HTS, SPRUCE PINE, NC 28777-8809 |
| Document Number | 2023001680 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023001680 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | 5-Year TN |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 25 HARRIS HTS, SPRUCE PINE, NC 28777-8809 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000627/46 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 627/46 |
| Instrument | 2021000903 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 25 HARRIS HTS, SPRUCE PINE, NC 28777-8809 |
| Document Number | 000611/455 |
| Book / Page | 611 / 455 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020000393 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 25 HARRIS HTS, SPRUCE PINE, NC 28777-8809 |
| Document Number | 000611/452 |
| Book / Page | 611 / 452 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 2020000392 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3023 PEARSON RD, 3023, HURDLE MILLS, NC 27541-8237 |
| Name | Verified Name |
|---|---|
| Address | 84 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 25 HARRIS HTS, SPRUCE PINE, NC 28777-8809 |
| Document Number | 000611/430 |
| Book / Page | 611 / 430 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 2020000390 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3023 PEARSON RD, 3023, HURDLE MILLS, NC 27541-8237 |
| Name | Verified Name |
|---|---|
| Address | 84 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777 |
| Document Number | 2020000391 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2020000391 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,469.00 | $262,400 (-) Land $28,800 Building $233,600 | |
| 2023 | $1,469.00 | $262,400 Land $28,800 Building $233,600 | $262,400 Land $28,800 Building $233,600 |
25 Harris Hts is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 46th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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